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re: Credit card suggestions??

Posted on 6/6/12 at 11:44 am to
Posted by TheHiddenFlask
The Welsh red light district
Member since Jul 2008
18384 posts
Posted on 6/6/12 at 11:44 am to
Okay, let's start at the beginning:

What kind of card are you looking for?
-Will you pay it off every month?
-If so, would you like your rewards to be in the form of points, miles, or cash back?
-Note that you will likely get the most bang for your buck with business specific points/miles, but they are less flexible than general points/miles.

quote:

But do the better rewards outweigh having to pay $59/year?


Very quickly for most cards.

ETA: here is a great example: LINK /
This post was edited on 6/6/12 at 11:45 am
Posted by Neauxla
New Orleans
Member since Feb 2008
33449 posts
Posted on 6/6/12 at 1:34 pm to
Right now I have a balance on my card. Was gonna do a balance transfer and eventually pay it off. So for the immediate future, carry a balance. In the future future, pay it off monthly.

ETA: As far as rewards, I have no idea. I have 40,000 World Points rewards on my old card and that might get you a stick of gum.
This post was edited on 6/6/12 at 1:35 pm
Posted by HamSandwich
Member since Sep 2010
1447 posts
Posted on 6/6/12 at 9:33 pm to
quote:

Okay, let's start at the beginning:

What kind of card are you looking for?

I recently moved away from home so I will now be flying pretty frequently. I want a card specifically to earn as many airline miles as possible. I plan on paying it off each month and not carry a balance. Any suggestions?
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