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re: Life Insurance - need recomendations/ advice
Posted on 1/12/12 at 11:13 am to cbtullis
Posted on 1/12/12 at 11:13 am to cbtullis
Thanks for the replies.
My life insureance is through my employer, so I will probably be looking to add a policy for myself as well.
I'll check out the companies mentioned.
My life insureance is through my employer, so I will probably be looking to add a policy for myself as well.
I'll check out the companies mentioned.
Posted on 1/12/12 at 11:24 am to Chris4x4gill2
I would also suggest going with a Mutual company for the reason of they aren't looking to please their stockholders. The owner of mutual companies are the policy owners. JMO.
Posted on 1/13/12 at 8:35 am to Chris4x4gill2
quote:
My life insureance is through my employer, so I will probably be looking to add a policy for myself as well.
Definitely do this. Having your a large portion of your life insurance through your employer is a bad bad idea.
If you lose your job around the same time you become uninsurable your family could be screwed.
Posted on 1/19/12 at 7:59 am to Chris4x4gill2
FYI. Your group term life insurance offered by the insurer your company recommends is the most expensive way to own coverage, unless you have a serious health concern. Figure out your "cost per thousand" amount and compare to a like amont of benefit from an individual policy. Remember when you retire or quit your jobs, your coverage is severely reduced and/or eliminated, usually when you woukd want it to pay...when you're very old! HA
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