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Looking for a new credit card

Posted on 9/2/10 at 1:16 pm
Posted by AuburnCPA
Member since May 2008
18893 posts
Posted on 9/2/10 at 1:16 pm
I got a citicards rewards card that gives me 1% back. They have been pissing me off a lot lately and I am starting to look around.

anyone have any good ideas on any other reward credit cards that charge no annual fee and can do better than that.

I saw a Bass Pro Shops card that gives you 1% back and everytime you use it, they donate $1 to conservation. Also, you get a $50 gift card for signing up.

EDIT: I pay off my balance in full monthly so rates don't mean shite to me.
This post was edited on 9/2/10 at 1:18 pm
Posted by Lil Man
Baton Rouge
Member since Jan 2007
1488 posts
Posted on 9/2/10 at 1:18 pm to
Money Talk
Posted by thatguyrightthere
Member since Mar 2010
3674 posts
Posted on 9/2/10 at 1:18 pm to
post your current credit card # on here and i can help you out
Posted by LSUWoodworker
St George "God's Country "
Member since Dec 2007
18728 posts
Posted on 9/2/10 at 1:20 pm to
quote:

: I pay off my balance in full monthly so rates don't mean shite to me.



Baller



Try getting one with reward points to places like Adam and Eve or Fredricks as it will double your pleasure.
Posted by AuburnCPA
Member since May 2008
18893 posts
Posted on 9/2/10 at 1:21 pm to
btw, I RA'd to move to money board. I forgot that board exists.
Posted by NeverNorthof I10
Huntsville, AL
Member since Jul 2010
483 posts
Posted on 9/2/10 at 1:23 pm to
Posted by Chad504boy
4 posts
Member since Feb 2005
175886 posts
Posted on 9/2/10 at 1:23 pm to
Posted by Towelie
America's Wang
Member since Aug 2007
19215 posts
Posted on 9/2/10 at 1:24 pm to
quote:

rates don't mean shite to me.


Ballllllin.
Posted by yellowfin
Coastal Bar
Member since May 2006
98740 posts
Posted on 9/2/10 at 1:24 pm to
AMEX BLACK
Posted by lsumoose
Member since Feb 2008
1188 posts
Posted on 9/2/10 at 1:49 pm to


Best cash back card there is. 5% on gas, groceries and pharmacy. 1.5% on everything else. You have to run at least 6500 through the card in a year to get those percentages. I just pay mine off every month and by the end of the year I get around 300 bucks.
Posted by Chad504boy
4 posts
Member since Feb 2005
175886 posts
Posted on 9/2/10 at 1:50 pm to
I usually use all my amex points on home depot gift cards... will be getting my brand spanking new weber grill paid for soon by amex points.
Posted by Jack Bauers HnK
Baton Rouge
Member since Jul 2008
6041 posts
Posted on 9/2/10 at 1:58 pm to
Currently I use an Amazon Chase card. 3% back on amazon purchases, 2% on gas, food, etc., and 1% on everything else. Redeemable in $50.00 increments as soon as the points are reflected in the monthly statement.

Posted by lsumoose
Member since Feb 2008
1188 posts
Posted on 9/2/10 at 2:00 pm to
quote:

amex points

I had that card. After you cash all your points in, call them and they can switch your card to the Blue Cash. You earn it rewards faster and plus cash is better than giftcards anyway.
Posted by Meatball
Member since Sep 2009
5112 posts
Posted on 9/2/10 at 2:02 pm to
quote:

AMEX BLACK
Posted by Chad504boy
4 posts
Member since Feb 2005
175886 posts
Posted on 9/2/10 at 2:02 pm to
quote:


I had that card. After you cash all your points in, call them and they can switch your card to the Blue Cash. You earn it rewards faster and plus cash is better than giftcards anyway.


I'll think about it. Just doesn't have that striking appearance though.
Posted by seawolf06
NH
Member since Oct 2007
8159 posts
Posted on 9/3/10 at 10:06 am to
quote:

lsumoose


You're getting hosed. I have Chase Ink and I get 3% on fuel, food, office supplies, almost everything. What doesn't qualify I get 1% back. I pay it off every month and get about $600 a year.
Posted by kjacksonp
Mobile, AL
Member since Dec 2006
1087 posts
Posted on 9/6/10 at 7:18 am to
I have AMEX Hilton Honors; no fee; we pay off monthly so don't know interest, etc. We charge virtually everything we can (bills etc.) to it and rarely have to pay for a hotel room--Hilton hotels include Hampton, Garden Inn, Embassy Suites, Hiltons Hotel, Doubletree, so there is always an available hotel. Great card if you travel and pay balance monthly.
Posted by urinetrouble
Member since Oct 2007
20621 posts
Posted on 9/6/10 at 7:29 am to
quote:

Best cash back card there is. 5% on gas, groceries and pharmacy. 1.5% on everything else. You have to run at least 6500 through the card in a year to get those percentages. I just pay mine off every month and by the end of the year I get around 300 bucks


This is the only thing stopping me from switching from Chase Freedom to this card. I think the 6500 stipulation would negate any significant gains I would make.

Do you put your mortgage payments on the card? If they let you do that, then it may be viable.
This post was edited on 9/6/10 at 7:32 am
Posted by urinetrouble
Member since Oct 2007
20621 posts
Posted on 9/6/10 at 7:34 am to
quote:

You're getting hosed. I have Chase Ink and I get 3% on fuel, food, office supplies, almost everything. What doesn't qualify I get 1% back. I pay it off every month and get about $600 a year.


Do you own a business or something? Do they do any verification to prevent someone getting a business card for personal use?
Posted by seawolf06
NH
Member since Oct 2007
8159 posts
Posted on 9/6/10 at 8:51 am to
quote:

Do you own a business or something? Do they do any verification to prevent someone getting a business card for personal use?



No. I have never had to send them any verification, just gave them a business name when I signed up.
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