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Dave Ramsey...

Posted on 2/1/10 at 1:32 am
Posted by ElleshooTGR
Red Stick
Member since Sep 2007
2848 posts
Posted on 2/1/10 at 1:32 am
Has anybody has success with this guys book?
Posted by willow2
Tulsa, Ok
Member since Jan 2010
1267 posts
Posted on 2/1/10 at 1:34 am to
books on?
Posted by ElleshooTGR
Red Stick
Member since Sep 2007
2848 posts
Posted on 2/1/10 at 1:35 am to
Financal Freedom...
Posted by 9Fiddy
19th Hole
Member since Jan 2007
66432 posts
Posted on 2/1/10 at 1:36 am to
Yes. I just started using his programs. It's reletively simple, but you have to really stay disciplined.
Posted by LSUsmartass
Scompton
Member since Sep 2004
82711 posts
Posted on 2/1/10 at 1:37 am to
Does he sell this information?
Posted by ElleshooTGR
Red Stick
Member since Sep 2007
2848 posts
Posted on 2/1/10 at 1:38 am to
Thats what I am hearing... I hear all these people who pay off all their debt in like 18 months.. These people talk about budgeting down to the penny every month..
Posted by ElleshooTGR
Red Stick
Member since Sep 2007
2848 posts
Posted on 2/1/10 at 1:39 am to
Posted by 9Fiddy
19th Hole
Member since Jan 2007
66432 posts
Posted on 2/1/10 at 1:39 am to
He sells the tools and books. The method is easy to figure out, but the books offer help in other areas beyond the "debt snowball"
Posted by LSUSUPERSTAR
TX
Member since Jan 2005
16844 posts
Posted on 2/1/10 at 1:40 am to
quote:

I hear all these people who pay off all their debt in like 18 months


You still must have the capital to overcome the debt.
Posted by ElleshooTGR
Red Stick
Member since Sep 2007
2848 posts
Posted on 2/1/10 at 1:41 am to
I hear him talking about the Baby Steps and the Debt Snowball generally.. Thats why I want to start his program.
Posted by LSUsmartass
Scompton
Member since Sep 2004
82711 posts
Posted on 2/1/10 at 1:41 am to
lol, I bet at the end of his books he says the real key is to start a scam like this and sell a book
Posted by ElleshooTGR
Red Stick
Member since Sep 2007
2848 posts
Posted on 2/1/10 at 1:42 am to
quote:

lol, I bet at the end of his books he says the real key is to start a scam like this and sell a book
Posted by ElleshooTGR
Red Stick
Member since Sep 2007
2848 posts
Posted on 2/1/10 at 1:43 am to
Make an Informercial about making an infomercial... I have always wanted to do that..
Posted by TheBob
Metairie
Member since Jun 2005
16993 posts
Posted on 2/1/10 at 1:43 am to
quote:

Has anybody has success with this guys book?


It's a pretty miserable program unless you are a major tight arse. I take a few things, leave a few things from his stuff. I bought the Total Money Makeover book and like someone else said, it definitely requires serious discipline.

I enjoy eating out every once in a while, as well as gambling, so I don't follow the book step for step. I do like his stuff though, and think books like his are helpful in picking up a few pointers.
Posted by 9Fiddy
19th Hole
Member since Jan 2007
66432 posts
Posted on 2/1/10 at 1:43 am to
A lot of churches teach his financial peace class too. I haven't regretted using his methods.
Posted by 9Fiddy
19th Hole
Member since Jan 2007
66432 posts
Posted on 2/1/10 at 1:44 am to
quote:

It's a pretty miserable program unless you are a major tight arse. I take a few things, leave a few things from his stuff. I bought the Total Money Makeover book and like someone else said, it definitely requires serious discipline.

I enjoy eating out every once in a while, as well as gambling, so I don't follow the book step for step. I do like his stuff though, and think books like his are helpful in picking up a few pointers.

This is pretty much the way I use it too.
Posted by yankeeundercover
Buffalo, NY
Member since Jan 2010
36419 posts
Posted on 2/1/10 at 1:45 am to
quote:

You still must have the job to overcome the debt.


fixed
Posted by LSUSUPERSTAR
TX
Member since Jan 2005
16844 posts
Posted on 2/1/10 at 1:46 am to
Like all those kits to sell shite on ebay. I had a friend that got one (he had a lot of money so no problem to blow $60 on crap). It was real goods, but low quality stuff like cheap brand camcorders, cameras, etc. Then you would look on ebay and see the same exact product being sold by 75 different people. You would make maybe $5 at best if it sold at all.
Posted by TheHiddenFlask
The Welsh red light district
Member since Jul 2008
18384 posts
Posted on 2/1/10 at 1:47 am to
Dave Ramsey's method:

Spend less than you make, don't piss away money and pay off as much debt as possible as soon as possible.

He's a motivator, not a financial genius.
Posted by PGtiger
tree stand
Member since Jun 2006
1140 posts
Posted on 2/1/10 at 2:07 am to
quote:

Dave Ramsey
my dad read all his books and watched and listened to him for years now. he uses all of his guidelines and rules to help handle the restaurant's finances
This post was edited on 2/1/10 at 2:08 am
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