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How much do you discuss finances with your spouse?
Posted on 4/24/09 at 3:35 pm
Posted on 4/24/09 at 3:35 pm
Never seen this one on any board I've ever been on. Came to me today when I said to the wife, "If I died tomorrow do you know where our money is?" She said "No, and I don't want to talk about it."
5
Posted on 4/24/09 at 3:42 pm to Zach
We are in pretty much the same boat as you. I've got a file for bills, bank accounts, insurance policies etc in case something happens to me.
This thread reminds me, I need to update the file. Thanks...
This thread reminds me, I need to update the file. Thanks...
Posted on 4/24/09 at 3:43 pm to Zach
a good bit. She could easily pay bills, etc. She already basically maintains the budget. The only thing that she would have to learn is the investing stuff, and I've already given her some rudimentary instruction on what to do in the event of my untimely death.
Posted on 4/24/09 at 3:46 pm to Zach
My fiancee and I are sitting down this summer to discuss this. As of now, she can really only balance a checkbook and pay bills. I'd say thats a good start, but she has no idea what a 401k or IRA is...
Posted on 4/24/09 at 3:53 pm to Golfer
She takes care of the day-to-day finances as it is. The better question is, if she died, would I know how to pay the phone bill 
In terms of IRA's and stuff, she'd be pretty clueless. But I'm hoping if I were to die she'd have bigger problems to deal with than making sure the retirement account was fully funded...
In terms of IRA's and stuff, she'd be pretty clueless. But I'm hoping if I were to die she'd have bigger problems to deal with than making sure the retirement account was fully funded...
Posted on 4/24/09 at 3:56 pm to Cold Cous Cous
quote:Damn good idea from what I can discern from your posts on here....
She takes care of the day-to-day finances as it is.
Posted on 4/24/09 at 3:58 pm to LSURussian
LSURussian, I really try to be a nice guy around here, but bitter little assholes like you make it difficult. 
Posted on 4/24/09 at 4:00 pm to Cold Cous Cous
quote:I resent that! I am a big a-hole, FYI... For little assholes, you'll have to go see kstout.
bitter little assholes like you make it difficult.
Posted on 4/24/09 at 4:04 pm to LSURussian
quote:
I resent that! I am a big a-hole, FYI...
point taken quote:I have little to no interest in seeing stout's...
For little assholes, you'll have to go see kstout.
never mind.
Posted on 4/24/09 at 4:13 pm to Zach
great question. We discuss it regularly, but she would be lost if I were to pass away. She could easily pay bills (she pays some, I pay some), but investing is not her forte and has absolutely no interest in the topic.
I also intimidate her, since she has no knowledge of financial markets, and I am loud, pushy, obnoxious and a know it all.
I also intimidate her, since she has no knowledge of financial markets, and I am loud, pushy, obnoxious and a know it all.
Posted on 4/24/09 at 4:39 pm to MileHigh
A lot. We both know how to access and understand where all of our money is.
Posted on 4/24/09 at 5:30 pm to MileHigh
quote:Me, too. I'd miss you soooooo much!
she would be lost if I were to pass away.
I don't want to think about it! quote:And yours is???
investing is not her forte
quote:Really? I hadn't noticed....
I am loud, pushy, obnoxious and a know it all.
Posted on 4/24/09 at 5:41 pm to LSURussian
quote:
And yours is???
I would by no means call myself an expert, but I do have a MBA in finance from a decent school. Although, I have always been much more interested economics than finance.
Posted on 4/24/09 at 5:44 pm to MileHigh
quote:Great! Is that where you learned how to say, "Do you want fries with that?"?
I do have a MBA in finance
J/K
A little...
Posted on 4/24/09 at 5:47 pm to LSURussian
quote:
Is that where you learned how to say, "Do you want fries with that?"?
Nope. Learned before that. There you go on my profession again. I am not sure why you have such an issue with it. I don't. I am proud of my job.
Posted on 4/24/09 at 5:53 pm to MileHigh
quote:Maybe for the same reason you said yesterday that all persons in my profession should be shot. I have not gone that far with your profession.....yet.
I am not sure why you have such an issue with it.
Posted on 4/24/09 at 5:55 pm to LSURussian
quote:
Maybe for the same reason you said yesterday that all persons in my profession should be shot.
actually I have repeatedly suggested that just officers of banks that take taxpayer aid (even loans) should be executed. And I would prefer just a hanging, as opposed to shot.
Posted on 4/24/09 at 5:57 pm to MileHigh
quote:LIAR!!!! Yesterday you said all bankers should be shot. Admit it! Admit it, DAMN YOU!!!
just officers of banks that take taxpayer aid
Posted on 4/24/09 at 5:58 pm to LSURussian
quote:
Yesterday you said all bankers should be shot.
I don't recall saying that. But I smoke a lot of pot.
Posted on 4/24/09 at 6:42 pm to MileHigh
I think the handling of finances is something that couples should talk about before they get married. A long time ago there was a young wife who was good at it. But that was a long time ago and it was only one wife.
Both my wives were disasters with money. But with wife No. 2 we got things cleared away long before the wedding. I already told the story about her buying a new sports car with a credit card. That was the big red flag but she was totally willing to let me handle all the finances. She found the job "icky."
Both my wives were disasters with money. But with wife No. 2 we got things cleared away long before the wedding. I already told the story about her buying a new sports car with a credit card. That was the big red flag but she was totally willing to let me handle all the finances. She found the job "icky."
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