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re: Mortgage Rates
Posted on 4/1/09 at 2:07 pm to bignate76
Posted on 4/1/09 at 2:07 pm to bignate76
What is taken in account when applying for a home loan? I'll be looking for a house this year. I'm a first time home buyer. My credit score is 725-740 between the three credit bureaus and my DTI ratio right now is 16% (It's 10% not including my rent. I was told that you only include what you owe another creditor. Is this true?). What else will a lender look at and what kind of rate can I expect?
This post was edited on 4/1/09 at 2:23 pm
1
Posted on 4/1/09 at 3:00 pm to Phate
DTI,credit score and downpayment..thats the big 3
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