- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Using a Roth as a trading account..
Posted on 4/2/26 at 12:30 am
Posted on 4/2/26 at 12:30 am
Have any of you baws been more "aggressive" in your Roth as your capital within it has increased?
It's pretty cool selling big gainers and slotting in to promising realms of the cheaper variety with no cap gains applied on the switch..
It's pretty cool selling big gainers and slotting in to promising realms of the cheaper variety with no cap gains applied on the switch..
2
Posted on 4/2/26 at 5:43 am to FAT SEXY
Yes, but a bad move is much more expensive than a bad move in a standard brokerage.
High risk high reward
High risk high reward
Posted on 4/2/26 at 12:19 pm to RJSambola
Yeah but can't be reckless. Extreme example - contribute $5,000, buy $5,000 of XYZ stock, stock goes to $0, can't put money back in, so you "wasted" $5,000 of highly tax-advantaged dollars
Posted on 4/2/26 at 12:20 pm to Texas Tea 123
So do you play it safe with ROTH and gamble more with regular IRA?
Posted on 4/2/26 at 12:27 pm to Neauxla
I don’t use my retirement account as a trading account. I put it in index funds and leave it alone.
I have another investment account I take risk in.
I have another investment account I take risk in.
Posted on 4/2/26 at 1:17 pm to Neauxla
if you are going to gamble, dont you at least want to be able to get a tax break on your losses (tax loss harvesting)? Cant do that in any IRA.
Posted on 4/2/26 at 1:25 pm to FAT SEXY
If I were younger, I would probably put the stocks/etfs/funds with the highest expected return in a Roth. I'm at what is often considered traditional retirement age, so I keep bonds and other tax-inefficient assets in qualified accounts, and tax efficient stock strategies in non-qualified accounts. Since I continue to work, I don't want assets being taxed at ordinary income tax rates.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News