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Started By
Message
State Farm is mandating a "Multicar policy" on my family
Posted on 6/23/25 at 10:37 am
Posted on 6/23/25 at 10:37 am
(no message)
This post was edited on 6/23/25 at 12:59 pm
14
Posted on 6/23/25 at 10:38 am to FortunateSon
This is how most carriers operate. State Farm has been talking about this change for a while.
Posted on 6/23/25 at 10:39 am to FortunateSon
state farm did dumb shite for a long time, once again, they are having to fix the way they did shite cause they did shite wrong.
Posted on 6/23/25 at 10:39 am to FortunateSon
State Farm here, too... Four vehicles, we rather be billed all at the same time. We see what each vehicle costs, but pay them all together every six months. Why would you want separate bills?
Posted on 6/23/25 at 10:40 am to FortunateSon
Almost every carrier has had a multicar policy, SF has been modernizing and moving towards this for a decade. It’s a good thing that simplifies billing and should allow you a better rate.
Do some of yall think before the shite falls from your mouth?
quote:
Is anyone in this boat? I feel like this is a ploy by State Farm to bury the actual cost of individual cars.
Do some of yall think before the shite falls from your mouth?
This post was edited on 6/23/25 at 10:41 am
Posted on 6/23/25 at 10:40 am to SallysHuman
Because he can’t afford to pay them all at once.
Posted on 6/23/25 at 10:41 am to Teddy1388
quote:
This is how most carriers operate. State Farm has been talking about this change for a while.
Exactly never understood the singular policy thing with them
Posted on 6/23/25 at 10:43 am to SallysHuman
quote:
Why would you want separate bills?
because state farm would do slimy stuff like:
Family of 3, 2 parents plus a driving teenager. They would only rate the teen driver on 1 vehicle and not apply all drivers to all vehicles in household.
Posted on 6/23/25 at 10:44 am to FortunateSon
quote:
Also: I'm not referring to a multi car discount. This change is putting all of my cars on the same policy.
Most other auto insurers do this in Louisiana.
Posted on 6/23/25 at 10:44 am to DCtiger1
quote:
Because he can’t afford to pay them all at once.
Insurance must be cheaper in SC... I just got my renewal in the mail and..
6mo policy
$114.48
$128.59
$149.25
$430.00 (full coverage)
Posted on 6/23/25 at 10:46 am to SallysHuman
quote:
(full coverage)
Posted on 6/23/25 at 10:46 am to Chad504boy
quote:
They would only rate the teen driver on 1 vehicle and not apply all drivers to all vehicles in household.
All drivers are permitted to drive all vehicles in our household... each vehicle has a primary driver though... are you saying the teenager can only drive one of the household vehicles?
Posted on 6/23/25 at 10:47 am to Chad504boy
quote:
Chad504boy
Why the eyeroll? Just explaining why one vehicle was costlier than the other three.
Posted on 6/23/25 at 10:48 am to SallysHuman
Your post is pretty meaningless without coverage amounts and vehicles but yes SC is way cheaper than LA
Posted on 6/23/25 at 10:48 am to FortunateSon
quote:
been with SF for 20+ years. I
Then you are getting fricked. You should shop your shite yearly but at a minimum every couple of years.
Posted on 6/23/25 at 10:48 am to FortunateSon
Stop driving cars or carpool. The earth needs to be saved from climate change.
Posted on 6/23/25 at 10:49 am to SallysHuman
quote:
All drivers are permitted to drive all vehicles in our household... each vehicle has a primary driver though... are you saying the teenager can only drive one of the household vehicles?
No, the teen could drive any vehicle as long as they aren’t excluded. SF is one of the only companies that still has permissive use.
Posted on 6/23/25 at 10:49 am to SallysHuman
quote:
Why the eyeroll? Just explaining why one vehicle was costlier than the other three.
i hate that term. people run around having state minimum liability limits and brag about having "full coverage"
Posted on 6/23/25 at 10:50 am to DCtiger1
quote:
Your post is pretty meaningless without coverage amounts and vehicles but yes SC is way cheaper than LA
25/50, 95, 00, 08, 25 model years.
Posted on 6/23/25 at 10:51 am to DCtiger1
quote:
No, the teen could drive any vehicle as long as they aren’t excluded. SF is one of the only companies that still has permissive use.
That's what our experience has been, so I don't understand the complaint the other poster had.
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