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XLM vs XRP

Posted on 4/30/25 at 6:43 am
Posted by MarshMan
Ponchatoula
Member since May 2015
652 posts
Posted on 4/30/25 at 6:43 am
I am by no means a Cryptocurrency expert or know much about trading, but I play around on Robinhood from time to time. I have a good amount of XLM shares and very few XRP shares. I was considering selling my shares in XLM and putting it all into XRP based on threads I've read on this board.

If you were able to predict the future of these two, what would you do?
Posted by Art Blakey
Member since Aug 2023
285 posts
Posted on 4/30/25 at 8:30 am to
They're both shitcoin scams.
Posted by I Love Bama
Alabama
Member since Nov 2007
38325 posts
Posted on 4/30/25 at 8:42 am to
quote:

They're both shitcoin scams.


Once you see it, you can't unsee it. In 50 years, you will never see threads about XLM or XRP but you will continue to see BTC in the headlines.

Posted by lsuconnman
Baton rouge
Member since Feb 2007
3670 posts
Posted on 4/30/25 at 8:54 am to
Maybe, But only in the sense of hard drives the size of warehouses or wristwatches with more memory than Apollo 11.
Posted by Semper Gumby
Member since Dec 2021
549 posts
Posted on 5/1/25 at 2:38 pm to
quote:

Once you see it, you can't unsee it.


Please expand on this point.
Posted by Bullfrog
Running Through the Wet Grass
Member since Jul 2010
59219 posts
Posted on 5/1/25 at 7:45 pm to
XRP is tied to the dying SWIFT system. So not a good longterm bet. However a fair short term gamble.

If it spikes to $10, 2/3rds is gone and the rest at $15, if ever.

XLM is longterm but may be worth nothing. Like betting on a 20:1 at the Fairgounds. It may hit but probably won’t.
Posted by The Scofflaw
Metairie, LA
Member since Sep 2014
1520 posts
Posted on 5/2/25 at 9:24 am to
People have been shilling XRP for going on a decade now that it's going to take over. Not saying it can't but it's not going to moon and blow up. It's marketcap is 50x XLM. Don't expect to get rich off either, just something you hope will go up in value.
Posted by Rtowntiger
Member since Dec 2012
2388 posts
Posted on 5/2/25 at 2:18 pm to
quote:

XRP is tied to the dying SWIFT system. So not a good longterm bet. However a fair short term gamble.


What an uneducated statement. XRP is not related to SWIFT by any means. In fact, it was invented and developed to replace SWIFT. I would argue that XRP/Ripple is a way better long-term investment than a short-term one. Financial institutions are adopting XRPL and other Ripple infrastructure, along with the Trump crypto reserve and SEC ETF filings. I would say that long term Ripple/XRP have more substantial traction than any other crypto other than Bitcoin.
Posted by omegaman66
greenwell springs
Member since Oct 2007
24939 posts
Posted on 5/2/25 at 2:28 pm to
quote:

If you were able to predict the future of these two, what would you do?


I would buy the one that goes up the most.
Posted by Bullfrog
Running Through the Wet Grass
Member since Jul 2010
59219 posts
Posted on 5/2/25 at 3:06 pm to
You need to do more research. It is tied to the current banking system and will collapse with it as crypto replaces Nationalized banking and money transfers. It is designed for the current system of interbank fund transfers.
This post was edited on 5/2/25 at 3:07 pm
Posted by Rtowntiger
Member since Dec 2012
2388 posts
Posted on 5/2/25 at 3:20 pm to
quote:

You need to do more research. It is tied to the current banking system and will collapse with it as crypto replaces Nationalized banking and money transfers. It is designed for the current system.


Respectfully, I would say you need to do a lot of research, I can assure you I have done plenty of research and am an investor in a lot of cryptocurrencies. While XRP is not my favorite, to say it is tied to the current banking system is highly inaccurate. It is designed for cross-border payments, serving as a bridge cryptocurrency to facilitate transfers between different currencies. It is a cryptocurrency, so how would it collapse when replaced with a cryptocurrency? That logic isn't tracking.
Posted by XanderCrews
Member since Mar 2009
784 posts
Posted on 5/2/25 at 4:29 pm to
Cross border payment sounds like trans rights issues.

If your "currency" can not cross a border it is not decentralized and not much of useful currency. Tether does what xrp does but better and has the blessing of the state department and treasury.

Bitcoin is the only answer as a "cryptocurrency" It by definition is "cross border" and "censorship resistant" along with all of the other things any intelligent person would prefer in their money. Just like you dont want to be paid in mexican pesos why the frick would I want to get paid in an inferior money?
Posted by Bullfrog
Running Through the Wet Grass
Member since Jul 2010
59219 posts
Posted on 5/2/25 at 4:34 pm to
Agree to disagree. I definitely expect a good run up then I am getting out of it. It will not survive the test of time.
Posted by Tesla
the Laurentian Abyss
Member since Dec 2011
8914 posts
Posted on 5/4/25 at 10:20 am to
quote:

by BullfrogXRP is tied to the dying SWIFT system.


This is dumb. The XRPL is the replacement for the current SWIFT system.

Ripple just bought Hidden Road and they will probably get the Circle deal done soon. They will effectively be their own banking system then. American made, efficient, ISO 20022 compliant. Once the SEC case is officially settled and the new laws are in place, they should both see great returns.


That said, I wouldn’t sell XLM for XRP. They are two different utilities. Both with terrific use cases and you will do well to accumulate about 10k of each. Then let it ride.
Posted by Tesla
the Laurentian Abyss
Member since Dec 2011
8914 posts
Posted on 5/4/25 at 10:21 am to
Tether is digital fiat.
Posted by Bullfrog
Running Through the Wet Grass
Member since Jul 2010
59219 posts
Posted on 5/4/25 at 11:26 am to
Yes. And when the USD fiat system implodes with the massive off the books printing and it becomes known there is 1000x more dollars out there, stable coins will implode with it.
Posted by UltimaParadox
North Carolina
Member since Nov 2008
47375 posts
Posted on 5/5/25 at 7:21 am to
quote:

And when the USD fiat system implodes


The crypto bro wet dream, and then all the crypto coins will go the moon and replace all those failing world economies and they will live as dictators because they amassed the most dog meme coins

If you zoom out it looks like we are the inevitable dump phase
Posted by Bullfrog
Running Through the Wet Grass
Member since Jul 2010
59219 posts
Posted on 5/5/25 at 8:21 am to
I would not be surprised if you posted similarly dismissive wisdom when Bitcoin was $50. You do you.
Posted by UltimaParadox
North Carolina
Member since Nov 2008
47375 posts
Posted on 5/6/25 at 8:41 am to
quote:

I would not be surprised if you posted similarly dismissive wisdom when Bitcoin was $50


I did not actually, back then BTC had a real use case. Buying drugs on the internet.

Now that it has morphed from a peer to peer currency instead to means for extracting wealth from marks that is completely manipulated by a few players. It is pretty funny to see all the MLM crypto bros running around pumping all their crypto bags.

People make money on scams all the time, majority do not. Just because number go up does not give it any legitimacy. Funny how crypto bros always claim some sort of use case from number go up.

I will keep calling it like it is
Posted by CatsGoneWild
Pigeon forge, Tennessee
Member since Jan 2008
14433 posts
Posted on 5/8/25 at 6:52 pm to
Is XRP going to take a huge leap since they are reaching a deal with the SEC?
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