Portfolio Management and Retirement Planning Software | Alternatives to Empower

Piere is worth checking out. You can get full service for free for life if you sign up this year. In the future it changes to paid subscription.

I use Monarch and love it. But, it’s really limited on the portfolio management side. Great aggregation but not much else.

Over on Bogleheads, I know Pralana Gold is popular for retirement planning/modeling. It's not "slick" like something online as it's spreadsheet based and works best in Excel. I think it's possible to get it to work with something free like LibreOffice.

I wound up buying it at the end of last year as I was able to get Excel at a good discount. If things go as planned, early retirement for me is in striking distance and wanted to go ahead and start figuring out what that looks like. Tbh, I haven't spent much time using it as work has just been too busy.

The nice thing with Pralana since it's spreadsheet based that once you buy it there is no other fees and can use that year's version for as long as you want.

Though I just looked at their forum, apparently they are moving to an online model this year and will no longer offer new versions of the spreadsheets after this year but will still support the existing ones.

Their is also a Bronze version which is completely free if you want to give a test drive.

https://pralanaretirementcalculator.com/pralana-gold/

Does Monarch let you see your total exposure to individual stocks based on your portfolio of ETFs and mutual funds? That’s the only thing Empower doesn’t do that I think would be cool.