LA homeowners insurance

Typically, you get a notice probably 30-60 days before the policy would renew that they aren’t going to renew you.


I’ve had this happen before, mainly when the company pulled out of the state because I have yet to make a single claim in the history of my home ownership.

Bad hurricane seasons tend to cause a lot of this.

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What I have not been able to find out is what kind of notice does your carrier have to give you upon cancellation.

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At least 30 days notice prior to your renewal date to notify you that they aren't renewing your policy.

But if its a brand new policy in the first year, they can cancel for any reason within the first 60 days. Basically that's the company's inspection window to cancel for underwriting issues (property not being in acceptable condition or having pre-existing damage, liability hazards, etc)