re: In the market for a house...

Good job on your savings discipline!

Don't rush getting into a house. Nothing wrong with renting while you get used to being married.

Focus on monthly payment, not the house price. Learn about property taxes, insurance, PMI. A good banker can help you learn about the extra costs related to mortgages. But don't borrow the maximum amount that a banker says you can afford.

Plan on home maintenance expenses and your time.

Understand that your current financial obligations are likely at their lowest point. At least for several decades. Researching daycare costs might be eye opening.

Based on what you shared, it is likely you should look at cheaper houses.

You should look into Roths, both IRA or 401k. The best time to fund Roth's are early in your career and while your income is lower.