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Started By
Message
re: Great YT video "How the US Is Destroying Young People’s Future"
Posted on 5/6/24 at 12:32 pm to Scruffy
Posted on 5/6/24 at 12:32 pm to Scruffy
quote:We aren’t demanding anything beyond telling them to actually think and make good choices.
You are now demanding the younger generations move to the suburbs of the suburbs, which, by the way, are being built up by builders who are building those massive cookie cutter neighborhoods.
I know trying to get them to take 5 minutes and actually think is a lot, but it shouldn’t be.
Posted on 5/6/24 at 12:33 pm to llfshoals
quote:
Biggest problem with that? They don’t think. They’re actively discouraged NOT to think.
says a collective group of posters that ignore objective data and just parrot outdated talking points
Posted on 5/6/24 at 12:34 pm to SquatchDawg
quote:I'm not.
If you’re single, well guess what….very few single people could ever afford a house.
quote:We don't.
Do you fill vending machines but are mad because you can’t live downtown?
quote:one sub $500 car note between the two of us.
Are you in a new truck but can’t afford rent?
quote:office
Do you have to work in an office or can you WFH?
quote:None.
Are you paying an arse of student loans?
Here's where it hurts:
Increasing cost of home insurance
Increasing property taxes
auto insurance
health and medical bills (two very young kids)
health insurance premiums
increasing food costs
Posted on 5/6/24 at 12:35 pm to DrrTiger
quote:
These snowflakes can’t even skip their $10k vacation to Disney world for a year.
My parents had a combined 70k salary when I was a kid, had a home, put 5 of us through Catholic school (probably tithed on top of that), and brought us to Disney, the beach, and usually another short trip yearly.
Posted on 5/6/24 at 12:39 pm to Salmon
quote:
says a collective group of posters that ignore objective data and just parrot outdated talking points
"Just work harder you stupid entitled brats!"
Posted on 5/6/24 at 12:44 pm to OvertheDwayneBowe
quote:
My parents had a combined 70k salary when I was a kid, had a home, put 5 of us through Catholic school (probably tithed on top of that), and brought us to Disney, the beach, and usually another short trip yearly.
My parents made about that, I was in public school, and we were lucky to get a one or two night trip to Biloxi each summer.
So maybe your experience isn’t a birthright.
Posted on 5/6/24 at 12:45 pm to SquatchDawg
quote:My parents afforded a home pretty easily while raising 4 kids on one salary.
If you’re single, well guess what….very few single people could ever afford a house.
Home prices in my hometown appreciated 120% since then.
quote:No.
Do you fill vending machines but are mad because you can’t live downtown?
quote:No.
Are you in a new truck but can’t afford rent?
Drove a car for 15 years up until last year when I bought a new truck and have a current car note of ~$250.
Wife’s car is fully paid off.
quote:Hospital
Do you have to work in an office or can you WFH?
quote:Yes, medical school loans.
Are you paying an arse of student loans?
Posted on 5/6/24 at 12:45 pm to KennesawTiger
If the older posters were suddenly 18 years old today, and moving forward they made the exact same choices and decisions as they had previously, they would not be able to afford the same things when they did today, then they did previously
and that sucks
I'm not sure why that is so hard to grasp and admit
and that sucks
I'm not sure why that is so hard to grasp and admit
Posted on 5/6/24 at 12:46 pm to Salmon
quote:Because it would require them to admit that it was the situation they were born into, rather than this “boomer superiority” they cling to.
I'm not sure why that is so hard to grasp and admit
Posted on 5/6/24 at 12:49 pm to Salmon
quote:
If the older posters were suddenly 18 years old today, and moving forward they made the exact same choices and decisions as they had previously, they would not be able to afford the same things when they did today, then they did previously
Nah man, they're just collectively better and smarter and harder working than anyone else who has come before or since them. Just ask them, they'll tell you all about it.
Posted on 5/6/24 at 12:53 pm to Salmon
quote:
If the older posters were suddenly 18 years old today, and moving forward they made the exact same choices and decisions as they had previously, they would not be able to afford the same things when they did today, then they did previously
and that sucks
I'm not sure why that is so hard to grasp and admit
They're unable to look at things objectively and are assuming that just by having the conversation that every millennial in here is automatically a poor and a leech on society. Meanwhile, it seems like most of the millennials posting their own financial stats are not. The boomers are just openly admitting their inability to take a step back and look at reality. They don't understand the difference in anecdotal evidence vs. microeconomics vs macroeconomics.
I don't agree with "more government" or that the government should step in and help "fix" things. On the contrary, I generally believe all they're going to do is frick things up even worse. I'm a 34 year old millennial making 6 figures. Fiscally conservative. Yeah, there are dumbasses out there making poor financial decisions. I have (generally) always made wise ones and that's why I'm fortunate to have what I have. But I'm still able to see that it is objectively harder today than it was 30-50 years ago.
Posted on 5/6/24 at 12:53 pm to Salmon
quote:
says a collective group of posters that ignore objective data and just parrot outdated talking points
We’re not ignoring anything. We’re actually the opposite of what your post says.
Yes things are bad. But no, you individually can determine your outcome.
Posted on 5/6/24 at 12:58 pm to poochie
quote:
Yes things are bad
Several posters refuse to even admit this.
quote:
But no, you individually can determine your outcome.
To an extent, yes. No one denies this.
The simple point is that it is more difficult than previous generations. Its just so weird how some can't admit such a basic thing.
Posted on 5/6/24 at 1:07 pm to HogPharmer
quote:
. I'm a 34 year old millennial making 6 figures. Fiscally conservative. Yeah, there are dumbasses out there making poor financial decisions. I have (generally) always made wise ones and that's why I'm fortunate to have what I have. But I'm still able to see that it is objectively harder today than it was 30-50 years ago.
I'm in a similar boat to you and also very fortunate. I have a cousin who is about to graduate college and doing some research on his behalf really opened my eyes to how fricked the housing market/ situation is for him and his peers right now and long term.. Zero margin for error, and still no guarantees even if he is 100% perfect in his decision making. It's become absurd.
Posted on 5/6/24 at 1:09 pm to Salmon
quote:
The simple point is that it is more difficult than previous generations. Its just so weird how some can't admit such a basic thing.
Posted on 5/6/24 at 1:14 pm to Dire Wolf
quote:
ill humor you, lets say i want to live in Houston
According to Trulia, there are 2,089 housing options that cost less than $200k in Houston.
Posted on 5/6/24 at 1:15 pm to Salmon
quote:
If the older posters were suddenly 18 years old today, and moving forward they made the exact same choices and decisions as they had previously, they would not be able to afford the same things when they did today, then they did previously
and that sucks
I'm not sure why that is so hard to grasp and admit
Unfortunately self awareness is not a strength of our species, and that’s especially true when humility would be required to accurately self-assess.
With regard to the issues brought forth in the OP, I would propose less government-centric solutions. Elimination of federally-back student loans (force colleges to control cost), zoning reform (zoning regs are just weaponization of the government to protect current homeowners at the expense of everyone else), re-evaluate cost implications of energy saving building codes, and start the sunsetting process of SS so that it is eliminated by 2050. Younger voters are going to get fricked on the SS bit, but they probably would anyway eventually, so we might as well come to terms with it.
Posted on 5/6/24 at 1:16 pm to DrrTiger
Ahh yes the "Millenials/Gen Z'ers singe-handedly put Biden in office and are to blame for everything" trope.
I believe all the tiresome old talking points have now made it into the thread.
I believe all the tiresome old talking points have now made it into the thread.
Posted on 5/6/24 at 1:25 pm to KennesawTiger
quote:
I'm in a similar boat to you and also very fortunate. I have a cousin who is about to graduate college and doing some research on his behalf really opened my eyes to how fricked the housing market/ situation is for him and his peers right now and long term.. Zero margin for error, and still no guarantees even if he is 100% perfect in his decision making. It's become absurd.
I bought my first house about 6 months out of pharmacy school back in 2014. I was able to purchase it for $88/sq ft. Sold it 2 years ago for $140/sq ft. If not for the timing of my purchase, I wouldn't be anywhere near the good financial standing I'm currently in. It was honestly just luck.
Posted on 5/6/24 at 1:27 pm to KennesawTiger
quote:
Ahh yes the "Millenials/Gen Z'ers singe-handedly put Biden in office and are to blame for everything" trope.
Not single-handedly, but certainly a major contributor.
But I realize that’s not convenient to the boomers screwed us talking point.
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