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re: Almost 45 trying to determine where I want to be bond vs equity mix now that there is rate

Posted on 5/6/24 at 4:22 pm to
Posted by Bourre
Da Parish
Member since Nov 2012
20333 posts
Posted on 5/6/24 at 4:22 pm to
I’m the same age and just went through a financial analysis. I was told that I should be in an 80/20 mix compared to what I had, which was at 90/10
Posted by NC_Tigah
Carolinas
Member since Sep 2003
124663 posts
Posted on 5/6/24 at 5:42 pm to
quote:

I should be in an 80/20 mix
Given current ROI, I'd have to be hard pressed to go 20% bonds at age 45. Run the numbers, including taxes.

Obviously nothing is guaranteed, but I'd look at other ways to diversify.
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