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re: Got an unknown hard credit inquiry... strange happenings

Posted on 4/9/24 at 6:28 pm to
Posted by Konkey Dong
Member since Aug 2013
2170 posts
Posted on 4/9/24 at 6:28 pm to
All 3 bureaus should be frozen at all times, with a temp unfreeze if needing to buy something. Way too much fraud to risk it. It takes a minute to freeze and unfreeze
Posted by Will Cover
St. Louis, MO
Member since Mar 2007
38688 posts
Posted on 4/9/24 at 7:30 pm to
quote:


All 3 bureaus should be frozen at all times, with a temp unfreeze if needing to buy something. Way too much fraud to risk it. It takes a minute to freeze and unfreeze


I agree. I did this four or five years ago, and it's very easy to remove a bureau for a short period of time if you ever have the need to run your credit.

Posted by Meauxjeaux
98836 posts including my alters
Member since Jun 2005
40481 posts
Posted on 4/11/24 at 4:57 am to
Ya got the freezes updated.

For my ccu, I’m bootstrapping a small business.

Some months are better than others. It’s stressful right now.
Posted by TJack
BR
Member since Dec 2018
1473 posts
Posted on 4/11/24 at 8:07 am to
quote:

All 3 bureaus should be frozen at all times, with a temp unfreeze if needing to buy something. Way too much fraud to risk it. It takes a minute to freeze and unfreeze


THIS!!!!!!
If you are not doing this on a regular basis you are leaving yourself open for misery. We live in a diff time and this is a tool that will keep you “safer”.
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