re: money is not the key to happiness

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This is a fallacy, at least to an extent. When you make more money, you end up increasing your wasteful spending without realizing it. You're sometimes left wondering how you appear to be in the same position, financially, as when you were making less. You have to be careful here, because if you're in this position including being unhappy, you're left feeling helpless.

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Which is why I said it’s not the only thing that matters and that it’s a means to an end. If you gave me a million dollars right now, I absolutely promise you it would relieve a ton of stress and anxiety and make my family happier for the foreseeable future.