re: How many of you get a big tax refund check?

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I wouldn’t say it their face, but it does annoy me how financially illiterate Americans are. Personal finance should be taught every year of high school, but it’s not and here we are as a nation. I don’t blame the individual, I know it’s more of a system problem.

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I would think a better argument could be made to simplify the tax code. Some of us have jobs that pay well, and are of varying levels of complicated. I personally don't want to dedicate time to understanding the tax code, so I go with the option that leaves me not owing more money unexpectedly. If the tax code were simplified to a basic tax structure, I wouldn't have a problem cutting it close at tax time, but a little change can make a huge swing in unexpected expense. IMO it is better to receive than give in this case.