re: 529 Balance and Investment Options

It sounds like you will need some of the money in 2-5 years.

It is impossible to call tops and bottoms, but money that will be spent in 2-5 years probably needs to be fairly cash heavy.

Of course, the minute you take that account to 50% cash, the market will ride a rocket ship to infinity. It’s ok. You are right to set some of this account in cash. If you don’t, the market will crash hard.