re: Considering a career change...

Big red logo primes the first 3/4 years of the pump as well. It would have been a massive income dump (small biz loan, etc.) just to keep my head above water, and that's the only reason I might have (40+) if my ex agreed to stop spending with profligacy (lol). I can't remember what the program was called.

gdz clearly has direct experience, but think about the ads you see on TV. They're incentivizing bundles to the consumers, because that's apparently how agents make money. The incentive triggers seems to be weird, (paraphrasing) if you sell a $16 a month life policy on top of your $200 a month auto policy, you get a $100 bonus for the quarter.

It reminds me of borderline fraud, like the liquor industry. Liquor is straight out of all the things we were taught were fraud in accounting (channel stuffing, improper rebates, etc.) Insurance feels close. Maybe it's just the Gulf Coast.