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re: Louisiana insurance rates

Posted on 2/27/24 at 11:40 am to
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
423961 posts
Posted on 2/27/24 at 11:40 am to
quote:

. They should not only get zero, they should have to pay legal fees for filing a frivolous lawsuit.

It's not frivolous, though. He's the at fault driver. Liability is 100% OP, 0% her.

With loser pays, OP's insurance would pay even more.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
48862 posts
Posted on 2/27/24 at 12:08 pm to
quote:

It's not frivolous, though. He's the at fault driver. Liability is 100% OP, 0% her.

So faking injury, which is almost certainly the case here, isn't a frivolous claim?
Posted by Steadyhands
Slightly above I-10
Member since May 2016
6834 posts
Posted on 2/27/24 at 12:42 pm to
quote:

quote:
. They should not only get zero, they should have to pay legal fees for filing a frivolous lawsuit.

It's not frivolous, though. He's the at fault driver. Liability is 100% OP, 0% her.


Fault has nothing to do with it being frivolous. If there isn't even a spec of damage, then there's nothing to sue for. Vehicles are designed to withstand a minimal impact with zero damage on front and back. It sounds like that happened here. If there's no damage to either vehicle, then it's 100% certain no one has an injury.
Posted by Jh22586
Member since Oct 2019
646 posts
Posted on 2/27/24 at 1:08 pm to
quote:

It's not frivolous, though. He's the at fault driver. Liability is 100% OP, 0% her.


Never once claimed I wasn’t at fault. Yeah I was not denying it. Point of it is, our insurance rates are through the roof due to people like this faking a injury

She could have stubbed her toe or gotten a paper cut and would have be a 100x worse injury than from this car accident
Posted by In The Know
City of St George, La
Member since Jan 2005
5292 posts
Posted on 2/27/24 at 2:10 pm to
Dude you and your ilk can frick right off
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