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re: Louisiana insurance rates

Posted on 2/27/24 at 10:18 am to
Posted by BearCrocs
Member since Aug 2013
6481 posts
Posted on 2/27/24 at 10:18 am to
Now imagine all the uninsured motorists on the road.

It should be a felony to drive without insurance. First time offenders, 90 day jail time.

Laugh all you want but my buddy got into a motorcycle accident caused by an uninsured motorist who pulled out in front of him. Was in critical condition and had to go through extensive physical therapy etc.

What happened to the uninsured motorist?.. fricking nothing.

They ended up suing her due to the fact the uninsured was driving on the clock at the time of the accident, and employer fought it saying they weren’t responsible etc.,

shite is so fricked up in this country.

Posted by WaterLink
Baton Rouge
Member since Sep 2015
17408 posts
Posted on 2/27/24 at 11:54 am to
quote:

It should be a felony to drive without insurance. First time offenders, 90 day jail time.


Sad thing is, cops don't even care if a vehicle is even registered anymore. I see cars all over BR almost every day that don't even have a license plate or a temp tag. I've even seen cops pass by such cases and if it's noticeable to me, it sure has to be noticeable for them. Yet they don't pull them over and let them go on their merry way. It doesn't make sense to me.

Get all the unregistered and uninsured drivers off the road and I'll bet every cent I got in the bank that claims drastically decrease which in turn will lower premiums across the board. All that happens to them now is their license gets flagged at the DMV but they have no problem being unregistered and uninsured, so being unlicensed isn't going to deter them either. Jail time might seem steep but it'll be a much more effective deterrent than any deterrents that exist currently.
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