re: Insurance agent cost me thousands

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So what do you do as an agent? Blindy fax the info to the carrier? Hand out business cards and smile? Naw baw, if you are good, you are managing this process. Doesn't sound like you do that.

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Fax? Is this 1990? There are zero agents in the country that have underwriters in house. UW department is separated for a reason. we interact with them daily on behalf of our clients. Agents are primarily a sales channel and if you’re great at what you do, you help mitigate personal and business risk by educating your clients on what is and isn’t protected, if certain products are a good fit and help find solutions even if it’s not with your agency.

I’ve been in the top 1% of agency for the last five years, my annual bonus is more than you make in an entire year. No one cares that you’re in sales and “manage” vendors