re: When does it make sense, mathematically, to accelerate mortgage payments?

quote:

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The idea of buying only a home that you could afford to finance as a fifteen year fixed is also desirable IMO.

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The money guy on YT did a comparison of a 15 year vs 30 year.

Person with 30 year invested the difference between note payments each month. 15 year started investing what was the monthly mortgage payment, after his mortgage was paid off.

It came out to a very large difference that the 30 year saved more than the 15.

It had assumed the ROI going down each decade as they aged.

I found it very interesting.

His main thing is time in the market and starting early.