re: When does it make sense, mathematically, to accelerate mortgage payments?

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BabyTac

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paid mine off 11 years ago when i was still young. LOL

everybody's situation is different.

some may not owe much. some may have high interest rates where it was not worth a refi with the small amount owed left. that was my situation.

if i had gotten into a new house later in life and had a cheap interest rate with note that was easily covered by my passive cash flow who gives a frick if they milk that note and use money to invest?

there are many different situations here.