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3
Posted on 11/15/23 at 3:16 pm to couyon2
How much can you comfortably pay per month?
Posted on 11/15/23 at 3:29 pm to couyon2
Back when I tried it (probably 10 years ago or more), I was approved for a 0% credit card, but the balance was nowhere near what I needed to consolidate my debt.
Posted on 11/16/23 at 8:47 am to couyon2
quote:
Balance is around $12k. I could knock a good bet back with savings but i will need a downpayment for a new vehicle in the next few months.
Bruh, unless your vehicle is dead or dying you do not need to be buying a new vehicle with $12k in C.C. debt. REALLY bad decision.
How fast could you realistically pay off the c.c. if you drained most savings and worked at it, if it's 1-2 months then a balance transfer makes no sense because you'll be paying $360 (or 3% of $12k balance) to do the transfer on most cards. If there's no way that's possible then do the balance transfer but still work to pay it off as quickly as you can and dont buy a new vehicle until after you do.
This post was edited on 11/16/23 at 8:49 am
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