re: Thinking of a Reverse Mortgage

Personally I wouldn't consider a reverse mortgage until you're 80 at least or have absolutely no other options. End of life health for one of you will come up at some point and bite the majority of that money out of your pocket and the other will be left with close to nothing. . . or worse. You say it's to "enjoy retirement more" which doesn't scream to me like a necessity. Just my $.02. Find a way to enjoy yourself within your current budget.