re: Social Security and Medicare will be Insolvent in the 2030s

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why the frick must i keep paying into the system?

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Right.
If Social Security was actually a benefit, contributions could be rendered optional, with the alternate choice being equivalent contributions directed to a personal IRA.

But that won't happen ... EVER ... because Social Security isn't predominantly a retirement program. It is a forced loan to the government courtesy of you, the obligatory lender.

Uncle Sam is deep in debt. He needs your loan, and he gets it at unbelievability cheap terms ... a fraction of what he charges to students for the loans he provides them. He ain't going to let you off. Instead, he will work his arse off to keep the SSTF in surplus, while everything else is in deficit.