re: Cousin just asked me for money: he’s a high income earner and parents are wealthy

If he is only 50 grand in debt with investment rentals, he can take out a loan against his properties, or get a personal loan.

This smells like he is much more under water than he tells you, and the $50K is needed just to stay afloat. He may really need a six figure loan.

I helped out my brother in law by building him a shed for his business. It cost me $30K. He wanted to go on a payment plan and I said no. I said "If you are doing well in 10 years and decide to do something for me in return then that is good enough for me, but I will NEVER expect re-payment."