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Message
re: Who is paying for the uninsured deposits for SVB?
Posted on 3/13/23 at 1:45 pm to thelawnwranglers
Posted on 3/13/23 at 1:45 pm to thelawnwranglers
quote:
I agree you are right but depositors should have known better
When you buy bonds, you (should) be studying the financials and making a studied investment decision.
No one, and I mean no one, decides to open up a checking and savings account based on the financials of the bank.
1
Posted on 3/13/23 at 6:25 pm to LSUFanHouston
quote:
No one, and I mean no one, decides to open up a checking and savings account based on the financials of the bank
I would agree with you about depositors who do not exceed the $250K FDIC insurance limitation. They really shouldn’t have to worry. But for those who choose to exceed it, they should definitely do a risk assessment. As investors and/or savers, I just believe we should all be mindful of what the insurance limits are (FDIC and SIPC).
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