re: Recourse against Garcia Roofing

Does your sister still have a copy of their bid/contract from when they replaced it after Ida, or the insurance companies estimate that Garcia agreed to? It should be itemized and show any and all flashing work they were supposed to do or were paid to do. Some flashing such as pipe boots, chimney, and step flashing is pretty standard on full replacements. In fact I can't recall ever not seeing an insurance company pay for those in the ten years I was an adjuster, unless it was a situation where they had previously been covered and not replaced in a prior claim.