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re: Fire in Ventress destroys home of state police employee

Posted on 12/28/22 at 6:15 am to
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58419 posts
Posted on 12/28/22 at 6:15 am to
quote:

This is absolute bull shite. Insurance from a fire covers your personal property and your building. There are significant other coverages built into policies to cover things like extra housing expenses and meals out.


They may not have had a replacement cost policy on this house. If they did, then you would be mostly correct.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
66271 posts
Posted on 12/28/22 at 7:18 am to
quote:

They may not have had a replacement cost policy on this house. If they did, then you would be mostly correct.
<——House fire honoree in 1993.

Didn’t burn to the ground, the structural damage was approximately 60% of the total home value, contents were close to a total loss.

State Farm stepped up mightily, we used a warranted contractor recommended by them, were paid dislocation money immediately, and had as great of an experience as possible following a casualty loss.

Obviously I don’t know the specifics of these folks’ loss but compared to Hurricane claims, fire claims are generally handled very fairly (per the policy conditions & limits) by insurance companies.
This post was edited on 12/28/22 at 7:55 am
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