re: How often do you pay your CC balance?

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Strictly speaking you're probably correct. Practically speaking, swings in your credit score of 10-15points aren't going be a huge deal unless you like log into your credit karma account and see you hit 800. And most people arent rate shopping, opening new credit lines etc monthly anyway.

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Maybe not a huge deal, I just like having the best score I can easily, and paying off weekly isnt that much work to me with apps.

I think it's a good tip for someone that is younger and working towards a good score though or trying to rebuild.

I mean, it takes me about 3 minutes to pay all my cards at most. I usually do it while taking a shite at work.


ETA: at least no one here isn't paying by the due date,