PSA: if someone steals your card and spends $1,277 at a Kroger in a city and state you’ve never been to, Regions takes up to 10 business days to investigate.

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Posted by HarveyBanger

Member since Mar 2018

1271 posts

Posted on 9/26/22 at 7:25 pm to ToroTiger

+1 more reason to use a credit card

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Posted by tduecen

Member since Nov 2006

161246 posts

Posted on 9/26/22 at 7:57 pm to ToroTiger

Eh mine was used once and I assume they got it from a skimmer. Regions had replaced the money in 3 business days and had me a new card in about 10 days. It is also why I switched to credit cards though

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Posted by armsdealer

Member since Feb 2016

12277 posts

Posted on 9/26/22 at 8:04 pm to ToroTiger

quote:
Regions

Regions is a JOKE of a bank.

Just switch.

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Posted by meeple

Carcassonne

Member since May 2011

10848 posts

Posted on 9/27/22 at 8:07 am to HarveyBanger

quote:
+1 more reason to use a credit card

What's an alternative to a debit card to get cash? We use ours to get cash from our bank ATM, never use it at any random ATM and pay fees.

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Posted by bhamAUfan

Member since Feb 2021

7 posts

Posted on 9/27/22 at 9:11 am to meeple

I use a prepaid card from my bank for all transactions online or at stores.

I’ve locked my main debit card, so while I can write checks and transfer from the account, my main debit card doesn’t work at all.

I transfer money from main, to prepaid either online or on my phone. This way, my main account should never be exposed to skimming or scam. I usually only transfer $500 at a time to prepaid, so if it ever gets skimmed, they won’t get much.

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