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re: Roth 401k

Posted on 5/28/22 at 5:59 pm to
Posted by buffbraz
Member since Nov 2005
5677 posts
Posted on 5/28/22 at 5:59 pm to
quote:

Should I be switching to my Roth 401k option instead? A very big consideration, at least under current law, is that you don't have to take any Required Minimum Distributions from a Roth. In my situation that is a important.


Roth IRAs don’t have RMDs, however Roth 401Ks are subject to the same RMD requirements that traditional 401Ks are.
Posted by Jblac15
Member since Mar 2011
687 posts
Posted on 5/28/22 at 7:13 pm to
Thanks for all the feedback.

I’ve decided to do 10% traditional and 5% Roth, plus funding Roth IRA separately.
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