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re: Anyone use Private Flood Insurance, eg Neptune Flood Insurance?
Posted on 2/23/22 at 6:33 am to LEASTBAY
Posted on 2/23/22 at 6:33 am to LEASTBAY
NFIP went up to ~$650.
Neptune was ~$1020.
Still reviewing but Neptune policy covers living expenses but NFIP doesn't.
Private has more options like the above, to cover pools, unattached structures etc. I don't need those.
Neptune was ~$1020.
Still reviewing but Neptune policy covers living expenses but NFIP doesn't.
Private has more options like the above, to cover pools, unattached structures etc. I don't need those.
1
Posted on 2/23/22 at 6:47 am to TigersnJeeps
The market value of your property is not the rebuild cost of your house. The NFIP cap of 250k is what you get to fix the damage. And unless you’re staring down a total loss, you won’t spend that amount to repair a 300k house.
And the good news is if you are staring down a total loss it was likely a catastrophic event (e.g., Katrina in NOLA)at which point there will be other programs available.
And the good news is if you are staring down a total loss it was likely a catastrophic event (e.g., Katrina in NOLA)at which point there will be other programs available.
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