re: Tough career decision

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it's way better/cheaper than insurance

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I am a small business owner and we use one and it is absolutely better than insurance. $550 a month or so and we're 100% covered for anything that costs over $300. 100%. No copays. Also, we pay a little extraso we have no upper limit to what they'll pay out per incident. If I get hit by a dumptruck and it takes $5 million to put me back together, I'm out $300. We've had multiple accidents and never had an issue getting it covered.

As for the wife thing, don't listen to these poors. A wife that doesn't work is way more fun. If you can afford it, it's worth it.

The new job sounds sounds like a mistake, at least the deal you're looking at. I'm starting another business, and to pull key people I'm having to offer a percentage of ownership. Unless the experience is super valuable to you, I wouldn't move without a % of the company so that if it works out for them, it works out for you. We plan to do _______ in the future is worthless. The only thing worth anything is what you get in writing.