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Started By
Message
If you need a loan or credit…you can’t afford it!
Posted on 7/9/23 at 4:59 pm
Posted on 7/9/23 at 4:59 pm
I feel in the minority here. Why has it become the norm to take a loan out to buy something you can’t afford? Cars, trucks, tuition, appliances, home projects, recreation crap, etc. Spoiled people. You can either save for it or if it ain’t worth saving for, it ain’t worth it!
This post was edited on 7/9/23 at 5:01 pm
59
Posted on 7/9/23 at 5:01 pm to BabyTac
This should go well.
Posted on 7/9/23 at 5:01 pm to BabyTac
Enjoy your 2015 Camry.
Posted on 7/9/23 at 5:01 pm to BabyTac
They don’t give loans to bud light groomers so this checks out
Posted on 7/9/23 at 5:01 pm to BabyTac
And if you find an affordable house it’s either in a warzone or an employment desert
Posted on 7/9/23 at 5:02 pm to BabyTac
I have a mortgage... guess I can't afford it.
Posted on 7/9/23 at 5:03 pm to BabyTac
Do you want the U.S. economy to grind to a halt? Easy credit is what keeps the party going.
Posted on 7/9/23 at 5:03 pm to BabyTac
You talking about housing and vehicles?
Posted on 7/9/23 at 5:03 pm to TackySweater
Damn. Didn’t know Dave Ramsey posted on TD
Posted on 7/9/23 at 5:06 pm to Im4datigers
Money Board
Posted on 7/9/23 at 5:06 pm to BabyTac
quote:
If you need a loan or credit…you can’t afford it!
I feel like this is something Dave Ramsey would spew out of his piehole.
Posted on 7/9/23 at 5:06 pm to BabyTac
I mostly agree but how many people have $70,000 on hand for a new vehicle or half a million dollars for a house?
Posted on 7/9/23 at 5:08 pm to BabyTac
I agree
Posted on 7/9/23 at 5:08 pm to BabyTac
Interest is simply the price you pay for enjoying something now.
No big deal bro. I put the down payment on my first house on a credit card. The deal
Still went through
No big deal bro. I put the down payment on my first house on a credit card. The deal
Still went through
Posted on 7/9/23 at 5:08 pm to BabyTac
Because my credit is good enough that it’s cheaper for me to use someone else’s money versus my own.
Posted on 7/9/23 at 5:08 pm to BabyTac
Tell me you don't understand how building credit works without telling me.
Posted on 7/9/23 at 5:10 pm to BabyTac
Why do people respond to this numbnuts still?
Posted on 7/9/23 at 5:11 pm to BabyTac
A year after college I was spending more money repairing my pos truck than a truck note would cost me. So instead of dumping half my paycheck into my truck at the time, I got a loan for a Toyota Tacoma. It lasted me 14 years. It was also worth the investment.
Some people have loans because it’s actually practical…
Some people have loans because they are trying to keep up with the joneses.
Some people have loans because it’s actually practical…
Some people have loans because they are trying to keep up with the joneses.
Posted on 7/9/23 at 5:12 pm to BabyTac
If you have enough cash on hand to buy a house or a car, you are not investing your money very wisely
Posted on 7/9/23 at 5:12 pm to BabyTac
quote:what?!? This is dumb. If you pay it back why does it matter?
tuition
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