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TX_Tiger23
| Favorite team: | LSU  |
| Location: | Texas |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 301 |
| Registered on: | 8/5/2013 |
| Online Status: | Not Online |
Recent Posts
Message
re: is there any hope for NKE?
Posted by TX_Tiger23 on 10/4/26 at 4:37 pm to Bestbank Tiger
This isn’t correct. I guess Apple has been buying back stock for these same reasons?
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re: Memphis Suburbs
Posted by TX_Tiger23 on 10/2/26 at 8:22 pm to TheFonz
You realize people live in Memphis and even in the mid town area every day. I know to some it’s strange to live in a city but it’s a real thing. And if they’re that big of Elvis fans you should just head to Tupelo
re: Average mortgage rates now at 7.5%
Posted by TX_Tiger23 on 9/29/26 at 9:03 pm to Upperdecker
When you see “mortgage rates” that assumes you have a good credit score. A good score doesn’t help you, but a bad score will hurt you.
re: Federal Reserve raised interest rates (.25%) Wednesday for the first time in three years,
Posted by TX_Tiger23 on 9/17/26 at 1:00 pm to 98eagle
quote:
Definitely not a communist. Just trying to point out that the banking industry basically colludes without actually colluding as an overall group with interest rates similar to what gas stations do when they react to oil prices going up or down.
Now I think you’re making a better argument and great follow up to my reply!
re: Federal Reserve raised interest rates (.25%) Wednesday for the first time in three years,
Posted by TX_Tiger23 on 9/16/26 at 9:21 pm to 98eagle
quote:
I assume all banks have already immediately raised loan rates, but will take another week or so to raise interest earned rates. The reverse would be true if the Fed dropped interest rates. Am I right?
What are you a communist? That’s how markets work. If you don’t want to pay their interest rates then don’t borrow from them. If you don’t like the rate they’re going to pay you for your money then don’t give it to them.
re: 10-year returns of covered call ETFs vs the overall market
Posted by TX_Tiger23 on 9/14/26 at 7:14 pm to CecilShortsHisPants
Same and I don’t have a problem with covered call ETFs. It just doesn’t make sense to think they could or should outperform unless it’s a down or sideways market…that’s it.
re: 10-year returns of covered call ETFs vs the overall market
Posted by TX_Tiger23 on 9/14/26 at 6:33 pm to cgrand
The market is up more than it’s down. Covered call ETFs should never outperform over a long period of time. They’re literally not supposed to outperform. You’re selling the stock as it increases in value. That means you miss some of the upside. Then they buy the stock and sell a new call at a higher price.
It’s wild how many people invest in something because of the “yield” and don’t understand how it works. I’m not saying that’s what you do, but that’s what a lot of people are doing.
They have a place for certain investors but not someone looking to keep pace with the market.
It’s wild how many people invest in something because of the “yield” and don’t understand how it works. I’m not saying that’s what you do, but that’s what a lot of people are doing.
They have a place for certain investors but not someone looking to keep pace with the market.
re: 529 Account / Accounts for Child
Posted by TX_Tiger23 on 9/12/26 at 2:14 pm to imjustafatkid
quote:
My advice was correct in every way. You don't have to accept it, but it'll still be correct.
It seems many disagree with “correct in every way.” But hey…what do we know.
re: 529 Account / Accounts for Child
Posted by TX_Tiger23 on 9/12/26 at 2:10 pm to Mingo Was His NameO
Exactly, he probably thinks his whole life policies are investments too.
re: 529 Account / Accounts for Child
Posted by TX_Tiger23 on 9/12/26 at 1:35 pm to imjustafatkid
A 529 is a type of account not an “investment.” To say it’s “pretty safe” is wrong and then validates the incorrect advice you started giving about life insurance.
A 529 plan can be invested in all equities not making it a “safe investment” or it can be in cash making it a bad idea because you’re not really getting much tax-free growth.
A 529 is a good idea for college planning and if you do it early enough you have the ability to convert a specific amount annually to a Roth IRA if it doesn’t all get used for college.
However, it’s not a great idea if you want the child to have access to the money earlier in life for home purchase etc.
A 529 plan can be invested in all equities not making it a “safe investment” or it can be in cash making it a bad idea because you’re not really getting much tax-free growth.
A 529 is a good idea for college planning and if you do it early enough you have the ability to convert a specific amount annually to a Roth IRA if it doesn’t all get used for college.
However, it’s not a great idea if you want the child to have access to the money earlier in life for home purchase etc.
re: What happened to higher end dining?!
Posted by TX_Tiger23 on 9/7/26 at 5:15 pm to SuperSaint
This is the equivalent on the playground of “I know you are but what am I” content…weak
re: Car insurance philosophies
Posted by TX_Tiger23 on 9/5/26 at 7:10 pm to Upperdecker
Definitely, it’s cheap too.
re: Doris Metropolitan...looking at the menu, for a novice like me....
Posted by TX_Tiger23 on 9/5/26 at 5:37 pm to LouisianaLady
If that’s the case then get it. Easily the best piece of steak I’ve ever had.
re: Car insurance philosophies
Posted by TX_Tiger23 on 9/5/26 at 4:28 pm to Penn
Yep, not sure what they’re thinking an umbrella is.
re: Car insurance philosophies
Posted by TX_Tiger23 on 9/5/26 at 4:27 pm to Upperdecker
Not sure if you’re saying I need to look into what an umbrella is or what but I’m very familiar with how it works.
re: Car insurance philosophies
Posted by TX_Tiger23 on 9/5/26 at 11:49 am to Huey Lewis
If you own a home you need and should have an umbrella policy. You can only get that with full (higher) coverage on your autos.
The umbrella is what really protects you and your ASSets from lawsuits, e.g., trampoline, pools, dog bites etc.
The umbrella is what really protects you and your ASSets from lawsuits, e.g., trampoline, pools, dog bites etc.
re: Texas Insurance Stat
Posted by TX_Tiger23 on 9/5/26 at 9:19 am to Aubie Spr96
In Texas and many I know that are under 35 don’t see the need to pay the premiums. They get cash pay discounts for basic care they need/want. The same goes for their dental, cash prices are much cheaper vs paying monthly premiums.
Oh and they have savings so a “medical emergency” won’t bankrupt them.
Oh and they have savings so a “medical emergency” won’t bankrupt them.
re: How much does diet affect how you feel at age 40?
Posted by TX_Tiger23 on 9/4/26 at 5:07 pm to Arthur Bach
Nothing wrong with carbs but you need the right carbs.
Jasmine rice
Potatoes, sweet and regular
Sourdough bread
Fruit, all of it
Jasmine rice
Potatoes, sweet and regular
Sourdough bread
Fruit, all of it
re: Plateau Break Thrus???
Posted by TX_Tiger23 on 9/2/26 at 10:31 pm to Loup
Agree with most of this but cottage cheese is literally one of the best, most protein dense foods you can eat when trying to cut weight.
re: Gusto 401k Platform for Small Business
Posted by TX_Tiger23 on 9/1/26 at 8:31 pm to SwampBooty
If you want user friendly and great tech, look at Vestwell.
re: Recommended asset allocation for those entering retirement
Posted by TX_Tiger23 on 8/29/26 at 12:13 pm to Art Blakey
So what you’re saying is my statements are correct.
Treasurys rallied during COVID. There was no need for me to go into details of how, why etc…they rallied.
Unless you were day trading Treasurys your end result was they were a ballast to your equity portfolio, which is the point of this thread.
I’ve been involved deeply in bond market trading since 2000 and fully understand the trading that occurred across bond markets in 2020.
Treasurys rallied during COVID. There was no need for me to go into details of how, why etc…they rallied.
Unless you were day trading Treasurys your end result was they were a ballast to your equity portfolio, which is the point of this thread.
I’ve been involved deeply in bond market trading since 2000 and fully understand the trading that occurred across bond markets in 2020.
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