TX_Tiger23

Why get into Bitcoin and pay a management fee thru an ETF? Just buy Bitcoin. And the bucket strategy is not intermediate, long term and “play” term. If you want beta for a 9-12 month time frame then do what you’re saying but it’s pure speculation “gambling.”

Also, for your other buckets the S&P and Russell are fine but there also international and emerging markets.

Yes. It just means if you haven’t paid it off at 7 years you’ll need to refi. Just make sure you talk to a few lenders.

Best suggestion is don’t use the poblano in salsa.

Ahh…didn’t realize it was now the “rule” to only own AI stocks. Nice rule…till it isn’t.

Wouldn’t recommend hedging for long term investing. Figure out your aggressive allocation and a conservative allocation. If you get worried go to your conservative allocation. Meaning if you’re a 30y old and are 100% equities and you get nervous then just go 80/20. Never try to fully time the market but changing your allocation is ok. That way if you’re wrong and markets keep rallying you’re still participating. If you’re right then you reduced your risk and won’t be down as much.

Four Seasons

Good question. When the Fed lowers rates it doesn’t directly affect mortgage rates. Mortgage rates more closely follow the 10yr Treasury note which is a market driven yield.

Please don’t go to Biggio’s for a work function unless you’re taking shots. Bludorn, Josephine’s or Rustic if you’re trying to be casual. Biggio’s is great for what it is…pre Astros game.

U.S. debt is over $37 trillion and growing. Hedge tax risk by having assets in pre-tax, Roth and after-tax assets.

Agree, El Tesoro is the answer for value and easy to find.