flamot1

Still waiting for other actual engineers to comment. Straight trash so far. Good luck dropping your Kricket in the drink and getting it back.

While setting a couple of crab traps beneath the bridge entering Destin this weekend, I noticed an iPhone on the bottom by the old pilings East of the bridge. We scooped it up with a crab net, this phone took a charge and powered up. The previous owner from Tennessee lost it two weeks ago while on a waverunner rental; were making arrangements to ship the phone to the owner. The phone was not in a waterproof case and some small barnacles had begun forming. Csb...

Has anyone opened a 529 K12 account? I was checking my son's 529 performance and saw the announcement of the K12 program that apparently began in 2019. It appears that I have to open a second account for the K12, and any funds from it can roll over to the traditional START account if needed. You cannot move funds from the START to the K12, though.
My son will begin private school kindergarten next year, so I'm thinking that I should open a K12 and pass money through to pay for his private school education. Anyone doing this?

I'm in the early stages of designing a house to be built, and I'm looking for guidance on the strategy for my existing house/mortgage. First off, the existing house is on the edge of family land, so do not intend to sell it.

I owe $155k on a $185k loan with appraisal of $250k from 2015. I expect to be able rent for $1500/month (we have a smaller much older house here that rents for $1250, but $1500 is no sure thing in the country) and current cost is just under $1000/month. New house will cost up to $500k, also on family land.

Should I do anything with my current mortgage prior to moving forward on a construction loan? Should I expect challenges to getting financing for the new build if I am not selling the existing house? What else should I consider in preparation for this transaction? There is no timeline on the new house, but I would like to execute within two years, if not one.

LINK

Not sure. This is year three for me. I didn't start until 2/1 in my first year. Mid January is a normal start with 1/4lb per trap from good farms. The labor arrives in the first two weeks of January and starts setting out traps.

Lots of early crawfish this year. For example, we started fishing on 1/22 last year and caught 4 sacks. Caught 45 sacks today, down from 62 sacks on Tuesday. Been fishing every day except Sundays since 1/1, over 16,000lbs caught. Price is expected to fall again on Monday.

I've spent the last ten years managing my family farm for duck hunting, and have been able to increase my personal annual harvest numbers from 300 in 2014 to just over 500 birds this year on 44ish hunts/year. Four years ago, we released Rouen ducks on our 12 acre swimming pond, and that year we had teal, mottles, and mallards on the pond for the first time ever instead of straight ringnecks. We don't shoot the birds on the pond, and our production has increased steadily ever since the introduction of farm ducks. This year, I've had two scratches while my lease blinds have had only one. There were many times in the past that we would have dead periods where no ducks would be seen for a week at a time. All this to say that safe holding ponds are more important than most realize.

Finally, I couldn't believe how loud the surface drives were when I hunted the Wax for the opener. Anyone that hunts the marsh should be very concerned that noise pollution is directly related to negative production trends. There is simply nothing remotely as loud in the rice fields that ducks associate with hunters/pressure.

My two cents...

Broken or missing firing pin spring. When pointing the gun down, the pin slides forward, and the hammer does not make contact with the pin.

80 lbs