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ATOlurker
| Favorite team: | LSU  |
| Location: | Lafayette |
| Biography: | LSU Grad. |
| Interests: | |
| Occupation: | Electrical Engineer |
| Number of Posts: | 317 |
| Registered on: | 9/15/2005 |
| Online Status: | Not Online |
Recent Posts
Message
re: Taxes on 401k after Retirement and Roth
Posted by ATOlurker on 2/9/26 at 11:33 am to CharlesUFarley
correct it changed but my understanding is you can wait and do a lump sum distribution on the 10th year. I was saying you don't have to take a minimum withdrawal each year like with the traditional IRA or 401k.
1
Something you may not be thinking about, but may be worth consideration. If you plan on leaving an inheritance to your children or other beneficiaries, the Roth is much more beneficial to them since it doesn't carry a mandatory distribution over a 10 year period and is still tax free to them. This gives them the option of letting it grow for an additional 10 years still tax free before they have to withdraw after 10 years.
If the kids understand how great of a gift a ROTH is it may be worth considering. If they will just cash it out it may be worth you taking advantage of the tax free growth.
If the kids understand how great of a gift a ROTH is it may be worth considering. If they will just cash it out it may be worth you taking advantage of the tax free growth.
re: Just changed my distribution for 401K and added a Roth
Posted by ATOlurker on 1/7/26 at 3:18 pm to Arthur Bach
Congrats! You are basically a millionaire now. Just have to keep doing the same thing for 25-30 years
re: Elon Musk Now The 1st Person to have a net worth at 500 Billion. What's next for him?
Posted by ATOlurker on 10/2/25 at 10:43 am to CU_Tigers4life
The first 500billion is the hardest. Should be smooth sailing from there to a trillion.
If you are married, my understanding is Louisiana requires a spouse's signature when adding or changing beneficiaries so it has to be done on paper through the mail.
Not 100% on this but that is what i remember being told when I changed it for life insurance.
Not 100% on this but that is what i remember being told when I changed it for life insurance.
re: California Dem Senator Padilla crashed Noem’s press conference & forcibly removed
Posted by ATOlurker on 6/12/25 at 4:14 pm to Major Dutch Schaefer
Who is playing Teen Jesus in the upcoming TeenJus series by Uncle Baby Billy Freeman? I am sure they will be on the top of the list.
I just wish they had some Put options available.
re: Newsmax IPO up 735% Monday, another 179% Tuesday; down 77% Wednesday
Posted by ATOlurker on 4/1/25 at 8:30 am to Fat Bastard
crazy...its up another 50% premarket
re: Convenience stores
Posted by ATOlurker on 3/3/25 at 12:18 pm to turnpiketiger
It is like they charge more just because it is convenient. Crazy concept.
Pure Storage PSTG has earnings release today after close. Usually gets a good bounce.
no I don't care at all just providing accurate information for a common misnomer. Most people do not know what the actual name of the character is.
But it is just Smokey Bear....no "the"
He is just up there riffing for like 30 minutes. Would love to see Biden stand and talk that long and take questions from the press. :usa: :usa: :usa:
SPRC....incredible call! I may have to listen to you next time.
re: Who started calling them drones?
Posted by ATOlurker on 12/16/24 at 7:18 pm to CajunTiger78
quote:
Who started calling them drones?
George Lucas???
re: Home Owner’s Insurance - Swyfft? See quote
Posted by ATOlurker on 12/2/24 at 5:03 pm to CalcuttaTigah
How much is the lot worth? You have to back that out of the retail home value for replacement right?
re: What advice would you give to a 35yo, with zero work skills and very little education?
Posted by ATOlurker on 11/11/24 at 8:22 am to UFownstSECsince1950
does this PE teaching job have one of those great teacher's retirement plan? If so stick it our until you are locked into the retirement then figure something out.
Maybe transfer schools to get a change of scenery.
Maybe transfer schools to get a change of scenery.
Promises made.....Promises kept. I fully expect Trump to follow through on doing what he said he would do.
re: Check In if you voted for Donald J. Trump to be the 47th President of the United States.
Posted by ATOlurker on 11/5/24 at 1:37 pm to North Dallas Tiger
PLOT TWIST!!!! he will be 48th! He will win today, Joe will stroke out and Kamala will be 47th for a historic 8 weeks.
re: Fact: Puerto Rico has a garbage problem
Posted by ATOlurker on 10/28/24 at 9:18 am to monsterballads
quote:
it's a floating pile of garbage. which it literally is
ok Rep. Hank Johnson......its full of garbage but it isn't literally floating.
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