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| Favorite team: | LSU  |
| Location: | Garden District |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 1941 |
| Registered on: | 3/11/2011 |
| Online Status: | Not Online |
Recent Posts
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quote:Ok, so this Dave Ramsey dude is someone I should gain some familiarity with I'm assuming?
Total money make over
Again, if you gentlemen can speak to me like I know nothing about anything other that "hand to mouth" finances, I think then we'll be playing from the same sheet of music and can hopefully learn / educate me on better money management tips / skills / etc.
Again, thanks in advance for constructive replies... I was lead to believe that this is a more tolerant board that the OT...
Was I wrong?
2
quote:I'm tired of making excuses and rationalizations for my behavior/choices.
First thing, dude you gotta settle down with the negative self talk. A huge chunk of America is in your position and you are apparently interested in making positive changes.
The first thing I would recommend is a realistic budget. Start to really observe where your money is disappearing to.
I realize that establishing a realistic budget would be a solid first step, but in all honesty, I clearly have no idea where to start to "establish" said budget. I'm familiar with what "budget" means, but in terms of assessing one? Totally vacant eyes.
I guess I would love someone on *this* board, with a solid grasp on money management, to give me some good next steps and / or advice on how to begin turning this shite around.
I'm literally throwing myself at the mercy of the Money Board.
quote:
Sounds like you need the
Total money makeover
Interesting... that link looks like REALLY good advice with nothing salient to impart to do and / or learn other than buy some random book...
Is that you, Dave?
re: Personal Finances For An Idiot?
Posted by Envy on 11/12/16 at 8:49 pm to TrebleHook
quote:Ummm, I'm pretty sure I called myself an idiot, a bonehead with money, and asked for advice from a group of posters who I respect more that the OT.
Nice brag thread bro
How in the world is this a "Brag Thread"?!?!???? :dunno:
re: Kaep didn't vote. Stephen A. took slight exception.
Posted by Envy on 11/12/16 at 3:02 pm to Mr. Hangover
quote:For real. SAS is kind of a tool when I comes to sports analysis, but I'll be honest, I rather enjoy his outlook and views on politics and the current climate of our society.
He fricking nailed it
And I don't particularly like SAS
Personal Finances For An Idiot?
Posted by Envy on 11/12/16 at 2:21 pm
Uhg. This is embarrassing. I'm the idiot in question.
When it comes to money? I've been just getting by, mostly my whole life, by because I'm a bonehead when it comes to managing my personal finances and money in general... I spend nearly all that I earn and save very little, I overextend on credit and never really recover until one, unexpected, big payday and I can pull my head above water (if only for a short time).
I went through my 20's with a huge inheritance that I effectively just squandered on cars, watches, over the bar, and bullshite unnecessary "stuff". I make well into six figures with a steady and predictable paycheck (with huge earning potential based on production) and yet I'm still just "getting by"...
As I've grown older, I've realized that I don't always need the next big thing that I eye at the store or online and don't ALWAYS need to go out for $250-$400 dinners picking up the check ALL the time.
Honestly, it stands to reason that I never really learned the value of a dollar as a young man and it's time to grow up. And I realize I'm not invincible and most/all of the resources I've leaned on in desperate times won't always be there to support me.
I've been perusing Barnes & Noble, as well as the web, looking for books, resources, etc. to help me learn better tips/tricks to managing my and my SO's money.
I've selected some books that I'd like feedback on in terms of effectiveness and absolutely welcome suggestions.
...time to grow up, Peter Pan.
Thanks in advance.
Book 1:
"Roadmap to the rest of your life" by Bart Astor
Book 2:
"You're broke because you want to be" by Larry Winget
Book 3:
"Personal finance in your 20's for Dummies" (I know I'm WELL into my 30's, but again, I didn't learn shite while in my 20's and thought it might be worthwhile to start at the beginning?)
(I looked at the sticky and didn't see anything specific to just "personal finance management")
p.s. Sorry about the wall of words, but it's time to be honest with myself.
When it comes to money? I've been just getting by, mostly my whole life, by because I'm a bonehead when it comes to managing my personal finances and money in general... I spend nearly all that I earn and save very little, I overextend on credit and never really recover until one, unexpected, big payday and I can pull my head above water (if only for a short time).
I went through my 20's with a huge inheritance that I effectively just squandered on cars, watches, over the bar, and bullshite unnecessary "stuff". I make well into six figures with a steady and predictable paycheck (with huge earning potential based on production) and yet I'm still just "getting by"...
As I've grown older, I've realized that I don't always need the next big thing that I eye at the store or online and don't ALWAYS need to go out for $250-$400 dinners picking up the check ALL the time.
Honestly, it stands to reason that I never really learned the value of a dollar as a young man and it's time to grow up. And I realize I'm not invincible and most/all of the resources I've leaned on in desperate times won't always be there to support me.
I've been perusing Barnes & Noble, as well as the web, looking for books, resources, etc. to help me learn better tips/tricks to managing my and my SO's money.
I've selected some books that I'd like feedback on in terms of effectiveness and absolutely welcome suggestions.
...time to grow up, Peter Pan.
Thanks in advance.
Book 1:
"Roadmap to the rest of your life" by Bart Astor
Book 2:
"You're broke because you want to be" by Larry Winget
Book 3:
"Personal finance in your 20's for Dummies" (I know I'm WELL into my 30's, but again, I didn't learn shite while in my 20's and thought it might be worthwhile to start at the beginning?)
(I looked at the sticky and didn't see anything specific to just "personal finance management")
p.s. Sorry about the wall of words, but it's time to be honest with myself.
Solid Selection?
re: Winter Ski Jackets online or in NOLA?
Posted by Envy on 11/10/16 at 8:39 am to Boudreaux35
quote:
If you're in Baton Rouge
I'm in NOLA
re: Best place in Prairieville or BR to buy firewood?
Posted by Envy on 11/10/16 at 8:37 am to Abikaasa_Posti_Teel
Ummm... the forest? :
But in all seriousness, with the correct amount of apathy and "Don't-Give-A-shite" attitude, literally ANYTHING could be "firewood" :thup:
But in all seriousness, with the correct amount of apathy and "Don't-Give-A-shite" attitude, literally ANYTHING could be "firewood" :thup:
I'm not sure how my dirty arse hunting jacket would go over in Vail. :lol:
Winter Ski Jackets online or in NOLA?
Posted by Envy on 11/10/16 at 8:31 am
Is there a good website to purchase a nice Ski jacket?
I'm looking for suggestions for a really nice jacket (i.e. Marmot, Arc'Teryx, Spyder, etc.)
TIA
eta: updated thread title
I'm looking for suggestions for a really nice jacket (i.e. Marmot, Arc'Teryx, Spyder, etc.)
TIA
eta: updated thread title
I-12 Westbound on NS?
Posted by Envy on 11/1/16 at 10:37 am
FYI. Just saw traffic REALLY backed up at around 190 WB. (Like Miles of bumper-to-bumper)
Thanks, added to OP
SNL's unseen footage of Prince
Posted by Envy on 5/1/16 at 11:03 pm
From the 2015 40th Anniversary Adter-Party...
Lead in and backstory from Jimmy Fallon... It's a little long, but it's worth it.
Enjoy.
LINK
Better link/quality of the performance (from Stout)
ETA: I've already set it to rotate, but it won't do it immediately... It's "processing"
Lead in and backstory from Jimmy Fallon... It's a little long, but it's worth it.
Enjoy.
LINK
Better link/quality of the performance (from Stout)
ETA: I've already set it to rotate, but it won't do it immediately... It's "processing"
Weekend trip to Memphis - WTD?
Posted by Envy on 1/22/16 at 3:11 pm
Looking for good restaurants and bars and just things to do.
(Think Del Porto, Ox Lot 9, Gallatoire's, etc)
Go!
(Think Del Porto, Ox Lot 9, Gallatoire's, etc)
Go!
re: Adult ADD/ADHD experience?
Posted by Envy on 1/21/16 at 9:12 pm to Evil Little Thing
quote:Don't you dare come up in here and wetleg and hijack my thread
Any shops
For me? I feel like the limitless pill. :lol:
Guys, I get it. Unfortunately my doctor isn't taking questions at nearly 8 pm on a Thursday :rolleyes:
Doc started me at 30mg after I was taking 60mg of adderall in the morning and 15mg in the afternoon.
Even an hour and change after I took the pill I realized it didn't make my mind sharper or clear the noise.
I had that result the first tone I took the Adderall.
Even now, hours after my taking the Adderall, my mind isn't foggy or racing... I feel very deliberate.
Is that something that comes with adjustment to the new meds?
I had that result the first tone I took the Adderall.
Even now, hours after my taking the Adderall, my mind isn't foggy or racing... I feel very deliberate.
Is that something that comes with adjustment to the new meds?
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