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coalbe923
| Favorite team: | LSU  |
| Location: | New Orleans |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 139 |
| Registered on: | 2/8/2011 |
| Online Status: | Not Online |
Recent Posts
Message
Lump Sum Payment on Student Loans?
Posted by coalbe923 on 2/11/19 at 3:52 pm
I owe 57,000 in federal loans at 6.8%
I have been in the Public Student Loan Forgiveness program for approximately 3 years.
I am getting married, and once our incomes are combined my repayments go from 280 a month to the full rate of 700 a month. I've essentially been making interest only, or less, payments every month.
I am not sure where my next career move will take me (public or private sector).
I have some savings that I could put toward a lump sum payment to start paying this down and make monthly payments more manageable once we get married. If I put 15k down they appear to go to about 500 a month, more from there.
I am considering putting a lump sum down so that we 1) pay less interest over time and 2) hopefully pay them off faster.
I feel like I am missing something here. Would this be wise?
:geauxtigers:
I have been in the Public Student Loan Forgiveness program for approximately 3 years.
I am getting married, and once our incomes are combined my repayments go from 280 a month to the full rate of 700 a month. I've essentially been making interest only, or less, payments every month.
I am not sure where my next career move will take me (public or private sector).
I have some savings that I could put toward a lump sum payment to start paying this down and make monthly payments more manageable once we get married. If I put 15k down they appear to go to about 500 a month, more from there.
I am considering putting a lump sum down so that we 1) pay less interest over time and 2) hopefully pay them off faster.
I feel like I am missing something here. Would this be wise?
:geauxtigers:
2
re: Ski Gear website deals?
Posted by coalbe923 on 11/29/17 at 10:20 am to TheEnglishman
I got an entire set of beginner ski gear from Mountain Warehouse for like $100 last year. Held up well so far.
quote:
Covington Tap Room is legit.
This is correct. Tap Room has great wings
I don't mean to hijack, but does anyone know where to purchase frog legs in the nola/ northshore area?
re: Name a better sports movie than Chariots of Fire
Posted by coalbe923 on 8/19/16 at 9:13 am to Jim Rockford
the sandlot
re: Job Ideas for college student in BR
Posted by coalbe923 on 5/14/16 at 4:19 pm to AlienCrusader
Cart boy at a golf course. Preferably U-Club.
re: How do I get out of attending my roommate's baptism?
Posted by coalbe923 on 4/19/16 at 1:24 pm to saint amant steve
Don't be so selfish. He's your friend and he's making a change to better his life. Go support him then you can take a nap after.
Na, I prefer Bear's but it aint bad for $5 with a big arse daiquiri
No Bevi, no care. Also, New Orleans original daiquiris on Carrollton & St. Charles has the best roast beef.
Great review!
I'm always the youngest person eating there but I love it!
Baco bar
I saw some earlier this week at World Market on Clearview and Martin's uptown.
re: What is your favorite Louisiana Festival?
Posted by coalbe923 on 3/23/16 at 3:56 pm to Shalimar Sid
Bridge City Gumbo Festival
re: Funniest pick up lines
Posted by coalbe923 on 3/10/16 at 3:25 pm to GalvestonTiger12
"You look fun" . This works every damn time.
re: Spin-Off: Are Scotty Cameron putters really worth the money?
Posted by coalbe923 on 2/24/16 at 1:25 pm to Eric Stratton
Probably not, unless your a scratch golfer.
You've never owned a suit before yet your price range is $300-$1000? Dont try to get cute. Just go to Jos A Bank and call it a day.
It looks like the company has a nonelective safe harbor 3% and the match (awesome match btw!). Change your deferrals to pre-tax and get that match son!
Roth is just an added option (usually only added for owners) for plans to be cute and with the times.
Roth is just an added option (usually only added for owners) for plans to be cute and with the times.
String cheese
17-0 mandeville. 8 min left in 3rd quarter
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