Favorite team:Alabama 
Location:Georgia
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Occupation:Firefighter
Number of Posts:1225
Registered on:8/25/2010
Online Status:Not Online

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re: Starting a retirement fund in your mid 30’s? - GAFF
[quote]Do they have the debt and spending under control?[/quote] They actually do. They put away a good bit monthly to savings. He made the comment that if they were to do this they'd have 40k saved up in a years time. Their goal is to buy some property to build on so I assume this is an avenue t...
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re: Starting a retirement fund in your mid 30’s? - GAFF
[quote]This sounds like a really dumb idea. Are they calculating the lost return they might make on that 70k?[/quote] The person is my brother in law. He mentioned the idea to me and I told him it was foolish. His thoughts are that he’s got the amount he has in 4 1/2 years by paying the minimum t...
Posted on Money Talk
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re: Starting a retirement fund in your mid 30’s? - GAFF
The person also has a company pension but not sure if he should count on that. He works for a Fortune 500 so maybe it’s safe. He does add 1% percent to his 401k each raise he gets and his company routinely gives yearly raises. His wife and him are considering pulling out 30k and 40k respectfully...
Posted on Money Talk
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Starting a retirement fund in your mid 30’s? - GAFF
If someone were to start a retirement account in their mid 30’s do you think they’d be prepared to retire by 65? Company matches 6% (and the person is only contributing the 6%) and annual salary is 80kish....
Posted on Money Talk
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Using CARES Act to pay off 401k loan? - GAFF
I have to be missing something here so please help. I have about 6000 left on a loan I borrowed through my 401k. Am I able to withdraw 6000 from my 401k under CARES Act then turn around and pay that loan off? Essentially paying the debt off and dropping the payment while keeping my 401k amount the s...
Posted on Money Talk
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re: UPDATED: Landlords, what ROI do you expect from your properties? 401k withdrawal question - GAFF
To the poster who mentioned the Dollar Generals, that would be amazing. I’m afraid my balls aren’t that big. I could never have peace of mind if I knew that I might be on the hook for that large a note. I’m looking mainly at sfh and multi-family but your example is great. I’ve read a lot about t...
Posted on Money Talk
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re: UPDATED: Landlords, what ROI do you expect from your properties? 401k withdrawal question - GAFF
I’m going to do more reading before doing anything but as I understand it, it’s liquid money. No penalty but it is charged as income that can be divided over 3 years (10k income a year). ...
Posted on Money Talk
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re: UPDATED: Landlords, what ROI do you expect from your properties? 401k withdrawal question - GAFF
So if diversifying is mainly the reason would it be unwise to take advantage of the CARES Act and withdraw say 30k from my 401k to put into a rental property (downpayment)? Would this not be the same as buying a stock in a sense? But with the added features that are listed above?...
Posted on Money Talk
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UPDATED: Landlords, what ROI do you expect from your properties? 401k withdrawal question - GAFF
And if it’s equal or less than the average stock ROI why not invest your money into stocks and make it work more for you? Considering taking a portion of my 401k out to buy a rental property using the CARES Act. Pros and Cons....
Posted on Money Talk
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re: White House congrats on birth - GAFF
[quote]What you're asking for is how to receive an hate-filled, stock letter with the Don's signature printed on the bottom of it[/quote] Actually what I want is a White House letterhead with the presidential seal addressed to my wife and I that contains a congratulations on the birth of my daugh...
Posted on Political Talk
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re: White House congrats on birth - GAFF
[quote]Westide[/quote] [quote]Lou the Jew from LSU[/quote] Thanks...
Posted on Political Talk
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re: White House congrats on birth - GAFF
[quote]Jesus. This is sad[/quote] ?? People have literally been doing this for decades (milestone anniversaries/birthdays, weddings, births). Hell of a keepsake in my opinion. ...
Posted on Political Talk
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White House congrats on birth - GAFF
I mailed in my daughters birth announcement in hopes of getting a congratulatory letter back from the White House/Trump. I followed the directions on the website but haven’t received anything back yet. That was over 4 months ago. Anyone know how I can go about getting this? I’d love to put this in h...
Posted on Political Talk
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re: Favorite exotic boots - GAFF
Pirarucu. It's made from the scales of an amazon fish. [img]https://cdn.shopify.com/s/files/1/1689/4579/products/1202088183714_530x.jpg?v=1570094927[/img] Feels like it would fall apart at the slightest touch but they hold up very well....
Posted on Outdoor Board
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re: Wayfair about to take a hit? - GAFF
[quote]This doesn’t sound very believable at all. And it sure is looking like it’s made up[/quote] Hopefully that’s the case. According to the reddit page wayfair has since removed the cabinets that were from a private seller. Wonder if wayfair will take a hit from this?...
Posted on Money Talk
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Wayfair merch used for sex trafficking? - GAFF
A new conspiracy theory surrounding products advertised by the home goods and furniture seller Wayfair now joins previous unsubstantiated allegations like Pizzagate regarding worldwide pedophilic sex trafficking among the economic elite. The Wayfair conspiracy theory that became a social media s...
Posted on O-T Lounge
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Wayfair about to take a hit? - GAFF
Info coming out about a possible sex traffic scheme being operated through merchandise on wayfair. Apparently storage cabinets were going for thousands of dollars and listed under female names. Just a heads up to you guys who are holding the stock. May be nothing but may be something huge. Hopefully...
Posted on Money Talk
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re: Pistol optic good for bad vision? - GAFF
[quote]If trying to use your right eye still have you had someone try and fit you in scleral contact lenses?[/quote] I actually have a scleral lens. Vision is near 20/20 with it but it irritates my eye after several hours of wear. I thought I would eventually get use to it but I haven't. I only w...
Posted on Outdoor Board
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Pistol optic good for bad vision? - GAFF
I damaged my right eye and underwent a corneal transplant a few years ago. Since then my vision in my right eye is pretty much shot. It was also my dominant eye. Since then I’ve tried learning to shoot with my non dominate eye but I haven’t gotten the results I’d like. Being right handed as well has...
Posted on Outdoor Board
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