Lafayette Saint

Hey folks, I'm perplexed at this point and am not finding much of anything like my issue on the interwebs.

My second bathroom's shower always took a little longer than normal to get the hot water going, and has over the past year gotten to the point that it's barely warm enough to put the kids in it, even when it's 9n nothing but hot water. The sink next to it always took the same ammt of time, but it's gets good and hot when you wait for it.

The shower ammt of water coming out is perfect, not like it's restricting flow. I've taken apart the trim handle (it's a singular circular trim piece with one handle, not multiple knobs) apart and put back together twice. No change.

I replaced thermostat and heating elements on the water heater, too.

Do I change the faucet out next? Or is there a potential of it being in the lines along the way? Went in the attic today to trace lines, but see that it goes down from the heater to bathroom 1, and then must be run inside the walls thereafter.

If I change the faucet, do I need to change the valve, too? Youtubing that project was intimidating, as it included cutting copper and soldering.

Any advice or troubleshooting recommendations are welcomed!

Maybe I've painted an irrational picture of the neighbors. Seems to be all you guys are grabbing onto here. I spent 30 minutes chatting with each of the two neighbors. They're country people who are proud of their great great grandfather's land. They were happy to come outside and chat with me and make small talk for a good while as i tried to warm them up and feel them out.

There are tons of qualities about this property that FAR outweigh the potential of the neighbors not being my best friends. I'd be building with family alongside of me, so I'm in no way deterred by the neighbors.

Alright guys I'm beating my head against a wall here. Maybe the infinite wisdom of Tigerdroppings can assist.

TLDR: Lafayette Zoning and Development won't grant me an address because the property doesn't have a certified road that runs in front of it, rather a "glorified driveway" that leads to homes behind me. Gov says I need to create a private road, which requires an application signed by neighbors who won't oblige. Is there any legal recourse I can take?

So there's a public road, maintained by the parish government on the north side of Lafayette. After this 975' of road, the road kind of doglegs off, and then there are three 1.4 acre tracts of undeveloped land. One of those tracts is for sale. The problem is that after that dogleg, the parish doesn't consider that to be a roadway, rather they call it a "glorified driveway" that extends to two homes further down that driveway. Those two homes have an address of the public road.

LCG says that I'd have to turn that "glorified driveway" into a private road, which requires an application be submitted to zoning and development. That application requires all of the property owners that would border that private road to sign the application, and that's a hard no-go. I've knocked on doors and felt these neighbors out. Its mostly family land that's been in this family for three+ generations, and they're self proclaimed bull-headed people, who are perfectly content with things the way they are. They treat this land as if its theirs already, riding their four wheelers and horses through this land on a regular basis.

The properties beyond me who have the public road address are "grandfathered". I'm being told that since the implementation of UDC, which then became the LDC, Lafayette won't give permits to anyone who isn't off of a bonified roadway.

There are a few wrinkles that I don't know if they're relevant or not -- but I'm going to put them out there in case they matter. The property is illegally platted, meaning they were subdivided in 2015 and not submitted to Zoning because they can't technically be platted on that "glorified driveway". What is now illegally platted was once 7 different skinny lots that are now 3 wide lots and one skinny lot.

There was once a home on the property I'm looking to purchase, but that structure was torn down and removed. What remains is a small wooden shed and a water shed that houses a water well. I haven't dug super deep into trying to find out what that address was, because I'm being told the fact that the structure was removed prevents the grandfathering of that property.

The neighbors tell me that the parish actually brings equipment an maintains the road all the way down the glorified driveway, but public record only shows that LCG maintains the 975' of public roadway. So the workers go beyond what they're supposed to. I was really hopeful that I could find record of them going further to show the government that they're already treating it like a public road, but they've covered their bases there it seems.

My next step is to find the documentation at the clerk of court in regards to the public right of way that was granted to the properties beyond me, but I don't know if that will be helpful.

My dream scenario is that there's an attorney who's worked through a similar situation and that there's precedent in a court house somewhere that could help me to start a case against the parish, or maybe even against the other land owners, though the latter is much less desirable. Any recommendations on attorneys specializing in this area would be greatly appreciated.

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What are you buying it for?

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Strictly an investment opportunity. The wife's company doesn't offer a 401K, and my agent feels that this investment is better than a roth or traditional IRA.

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Ask your agent to run a 10 year look back illustration to see what it would be worth today.

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Love this idea. Thanks so much.

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Find out what the fees are

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So they max out a 6%, and they also deduct the "cost" of life insurance per month. So for me, being 28 and healthy as an ox, the "cost" of a 150,000 policy might be $20-$30/month. That cost is reduced from my "bucket" monthly.

2 min promo video for the product

specific details about the product

OK. Bear with me here, as I cant claim to fully understand everything I was pitched today. I took great interest in a particular product that was pitched to me today: an Indexed Universal Life policy that was going to be setup to act moreso like a retirement account than a life insurance policy.

It's this particular financial adivsor's favorite policy. His book of business is seemingly built off of this particular "product". It's through Midland National.

Again, theres no way that I could accurately describe this investment to you guys, but I'll list the high points before asking for your input

It's tied to the S&P500, and pays as much as 12.5% interest (depending on the market), and simply doesn't pay you when the market dips/falls. It offers the ability to take a loan out against it using Midland National's money, which is tax free.

OK. After typing about it, I realize i know less than I thought I did. But at the end of our conversation this product was basically a no-lose situation that involved lots of potential withdrawals in the future without being taxed.

My hope is that someone is familiar with this investment. It seems apparent to me that the risk involved is whether or not Midland National will be in business when I want to start drawing from this account in 40 years. What other risk do I incur? How's everyone not doing this if it's as good as it was pitched to me?

Anybody ever order an out of state hunting license online? Got a trip on the 16th that I just purchased. Slightly concerned I wont get my tags in by mail before then. I've learned that in the worst case scenario I can pay $10 to print a copy as if i lost it.

TIA

Yeh I'm confused

I work for a security company in Lafayette called EPS. Locally owned/operated/monitored company that does cameras and alarm systems all with free installs. Our alarm systems come with lifetime warranties, and cameras with 5 year warranties.

Your monthly price is going to mainly depend on whether or not you have a land line at home. Average price for an alarm system on a land line is $35 bucs with all your windows and doors protected, motion detector, Keychain remote, and touchscreen keypad. Same system without a phone line averages around $45/month, but also carries the benefit of accessibility from your smart phone along with text alerts.

Honestly, most companies bring the same offers to the table in terms of equipment, and our competition is usually within a few dollars on the monthly monitoring rate. The biggest differentiator is the service you receive after the sale. Our lifetime warranty comes along with same day service, and you can rest assured that you will get a friendly voice on the line and won't be kept on hold whenever a problem occurs.

I encourage people to shop around, as our rates are about as competitive as it gets, and we are the only provider of commercial quality camera systems at $0 down.

Check out the website at eps-online.Com and call the office number and ask for Nick if you'd like to get a more accurate quote. We serve all of Louisiana.

Hot boy Russel Wilson is also available, though. Thats my new problem. All the fantasy sites say Wilson over Winston