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Registered on:7/9/2025
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re: DFW Dinner Recs

Posted by SmokeyRice92 on 7/1/26 at 9:56 pm to
We went to Bobs and it was great! Did not end up making it to any of the Tex Mex places. Thanks for the recs!

DFW Dinner Recs

Posted by SmokeyRice92 on 6/22/26 at 3:51 pm
Wife and I will be celebrating an anniversary in the DFW area this weekend. Looking for the best steak + atmosphere.

Is Monarch worth the $125 pp window seating?

Also considering Stillwells, Bobs, Nick and Sam’s, or Al Biernats.

Bonus: best Tex mex for lunch?

Thanks for any help!

re: WFDT

Posted by SmokeyRice92 on 7/15/25 at 8:14 pm to
Long time TD lurker, very new poster. The food board is my absolute favorite on here, especially the WFDT’s.

That means a lot coming from you! Thanks!

re: WFDT

Posted by SmokeyRice92 on 7/15/25 at 7:48 pm to
Homemade Mac, Ribs, Fresh Corn, Cucumber Salad






Considering a service rollover and getting out of the 403 B altogether
So it looks like I should transfer both to Fidelity or Vanguard? I know those are both TD favorites.
Yes it can, I’m not sure if their 5 percent match or any gained interest will go with it or not. But I can definitely take out my contributions.
Thanks for the info, I will definitely read into that! I’m not against leaving the 403 B open as a “safe haven” but I feel it’s a decent chunk of change that could be more beneficial elsewhere.

Retirement Account Help Please

Posted by SmokeyRice92 on 7/10/25 at 8:07 pm
Evening all,

Long time TD lurker here, first time poster.

Background: 33 years old. Teacher/Coach in Texas, coming up on my 10th year.

I have a 403 B and a Roth IRA through National Life Group. I have been contributing to the 403 B for 7ish years and the Roth for 2 or so years.

I just recently realized that both the 403 B and Roth are in the form of an annuity. I guess I am an idiot, but I did not know any better in my mid 20's and thought I was doing a great thing starting an additional savings account to my TRS.

I have had a good experience with National Life Group but did not realize I was missing out on long term gains to my accounts.

National Life Group is free services to me being that I'm an educator in Texas and they contribute 5% to every contribution I make to either account. Their Roth limits yearly is also 8,000. But the yearly returns are very low compared to other things from what I have been told.

So, I need confirmation from the TD experts that I DO need to move my money away from NLG? And if so, where and what to?

I know I have come to the right place
:cheers: