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SmokeyRice92
| Favorite team: | LSU  |
| Location: | |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 7 |
| Registered on: | 7/9/2025 |
| Online Status: | Not Online |
Recent Posts
Message
re: WFDT
Posted by SmokeyRice92 on 7/15/25 at 8:14 pm to LouisianaLady
Long time TD lurker, very new poster. The food board is my absolute favorite on here, especially the WFDT’s.
That means a lot coming from you! Thanks!
That means a lot coming from you! Thanks!
0
re: WFDT
Posted by SmokeyRice92 on 7/15/25 at 7:48 pm to OTIS2
Homemade Mac, Ribs, Fresh Corn, Cucumber Salad
re: Retirement Account Help Please
Posted by SmokeyRice92 on 7/11/25 at 11:17 am to TorchtheFlyingTiger
Considering a service rollover and getting out of the 403 B altogether
re: Retirement Account Help Please
Posted by SmokeyRice92 on 7/10/25 at 9:23 pm to TorchtheFlyingTiger
So it looks like I should transfer both to Fidelity or Vanguard? I know those are both TD favorites.
re: Retirement Account Help Please
Posted by SmokeyRice92 on 7/10/25 at 9:21 pm to MSTiger33
Yes it can, I’m not sure if their 5 percent match or any gained interest will go with it or not. But I can definitely take out my contributions.
re: Retirement Account Help Please
Posted by SmokeyRice92 on 7/10/25 at 9:09 pm to TorchtheFlyingTiger
Thanks for the info, I will definitely read into that! I’m not against leaving the 403 B open as a “safe haven” but I feel it’s a decent chunk of change that could be more beneficial elsewhere.
Retirement Account Help Please
Posted by SmokeyRice92 on 7/10/25 at 8:07 pm
Evening all,
Long time TD lurker here, first time poster.
Background: 33 years old. Teacher/Coach in Texas, coming up on my 10th year.
I have a 403 B and a Roth IRA through National Life Group. I have been contributing to the 403 B for 7ish years and the Roth for 2 or so years.
I just recently realized that both the 403 B and Roth are in the form of an annuity. I guess I am an idiot, but I did not know any better in my mid 20's and thought I was doing a great thing starting an additional savings account to my TRS.
I have had a good experience with National Life Group but did not realize I was missing out on long term gains to my accounts.
National Life Group is free services to me being that I'm an educator in Texas and they contribute 5% to every contribution I make to either account. Their Roth limits yearly is also 8,000. But the yearly returns are very low compared to other things from what I have been told.
So, I need confirmation from the TD experts that I DO need to move my money away from NLG? And if so, where and what to?
I know I have come to the right place
:cheers:
Long time TD lurker here, first time poster.
Background: 33 years old. Teacher/Coach in Texas, coming up on my 10th year.
I have a 403 B and a Roth IRA through National Life Group. I have been contributing to the 403 B for 7ish years and the Roth for 2 or so years.
I just recently realized that both the 403 B and Roth are in the form of an annuity. I guess I am an idiot, but I did not know any better in my mid 20's and thought I was doing a great thing starting an additional savings account to my TRS.
I have had a good experience with National Life Group but did not realize I was missing out on long term gains to my accounts.
National Life Group is free services to me being that I'm an educator in Texas and they contribute 5% to every contribution I make to either account. Their Roth limits yearly is also 8,000. But the yearly returns are very low compared to other things from what I have been told.
So, I need confirmation from the TD experts that I DO need to move my money away from NLG? And if so, where and what to?
I know I have come to the right place
:cheers:
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