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| Favorite team: | LSU |
| Location: | nola |
| Biography: | |
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| Number of Posts: | 349 |
| Registered on: | 8/12/2004 |
| Online Status: | Not Online |
Recent Posts
Message
re: Matt Leinart on '03
Posted by Edge on 10/26/15 at 6:33 pm to TigerBait1127
quote:
Get over it. It was a split title, and of course they are going to claim it
Nothing to get over with USC. Just disappointed with the shoddy presentation/reporting by ESPN.
re: Matt Leinart on '03
Posted by Edge on 10/26/15 at 6:22 pm to ATL-TIGER-732
What a surprise …The ESPN 30 for 30 Trojan War piece was totally misleading in using terms like “three-peat” and “dynasty” in referring to USC’s national championship runs in the BCS era (starting in 2003). Once I heard about this alleged 2003 championship, I was suspicious of everything else included in this piece.
quote:
Ray Lewis released a statement saying he has no idea who killed the power
:lol:
One-stop shop – I get more than sports info from the site. Last week, I used the mobile dining guide to find a highly rated restaurant and get directions. In addition to sports, this is a huge entertainment site with great extras such as the political board.
Layout – While somewhat dated in appearance, it is more important to provide a site that is easy to navigate. TD is easy to navigate. Other sites, such as nola.com, seriously hurt my eyes. I would like to see better titles for threads so I could scan the forum topic page more efficiently.
Performance – The site, including the mobile version, is relatively fast in loading compared to most. I don’t return to slow sites.
Breaking News – The news may break elsewhere but within seconds it is posted on TD. So, TD is my source for breaking news.
Funny Stuff – Threads too numerous to cite.
Admins – They do I very nice job, especially considering the number of posts. As the site grows, you will need more Admins. Also a plus, the site seems to be more independent of LSU than some others.
Suggestion – As always, you are getting feedback from posters. Lurkers are at least 10 to 1 on the site. I suggest you add a poll to get a broader base of feedback. I’m sure that you could get help from the users in constructing the poll.
Layout – While somewhat dated in appearance, it is more important to provide a site that is easy to navigate. TD is easy to navigate. Other sites, such as nola.com, seriously hurt my eyes. I would like to see better titles for threads so I could scan the forum topic page more efficiently.
Performance – The site, including the mobile version, is relatively fast in loading compared to most. I don’t return to slow sites.
Breaking News – The news may break elsewhere but within seconds it is posted on TD. So, TD is my source for breaking news.
Funny Stuff – Threads too numerous to cite.
Admins – They do I very nice job, especially considering the number of posts. As the site grows, you will need more Admins. Also a plus, the site seems to be more independent of LSU than some others.
Suggestion – As always, you are getting feedback from posters. Lurkers are at least 10 to 1 on the site. I suggest you add a poll to get a broader base of feedback. I’m sure that you could get help from the users in constructing the poll.
re: Poll on TigerDroppings.com Home Page...
Posted by Edge on 11/18/10 at 5:11 pm to MsGarrison
quote:
Chicken, as an Auburn Alum and fan I think the best thing to do is get ALL the facts before making a decision.
Trying to get all the facts may take several months if not years (as in the Reggie Bush case).
There could be findings in the investigation that could trigger interim action by the NCAA/SEC and, thereby, serve the greater good.
If the NCAA/SEC has strong evidence at this point that Cecil Newton participated in a pay-for-play scheme at any school, it would be a travesty for college football if interim action was not taken to at least declare Cam ineligible and, possibly, strip AU of the SEC West Championship.
re: Robert Smith "There is no doubt that UF is the most talented team
Posted by Edge on 11/13/10 at 8:26 pm to Tiger Authority
Robert Smith = No Credibility
CBS (e.g., Barnhart)seems to be aiding the SEC with a cover-up.
Yeah, a "feel good story" for CBS and their ratings because they have SEC TV rights
I'm in. Thanks.
re: Goal Line Stand
Posted by Edge on 9/28/09 at 6:06 pm to DEANintheYAY
quote:
After Chad makes that amazing play, no one even gave him any dap.
Other than Jones, the rest of our defense was tangled in the mass of bodies. I don't think they knew what happened.
Overall, I have had a very good experience with USAA. However, if you live in New Orleans or other areas of South Louisiana, I don't believe USAA is providing homeowner's coverage.
For what it's worth, Morningstar had two articles - - One on the five reasons not to buy (discussed in this blog), and the other on the five reasons to buy (discussed in the link below)..
LINK
LINK
MileHigh,
Last time I looked at the rents in the CPI, they were flat to slighly up. I agree that this summer may be a good point to determine the future of rents.
I don't know where we will be over the next few months. The fact that fewer people may qualify or have the downpayment to buy a home will tend to increase the demand for rental units and could push rents up. Offsetting this will be lower interest rates and other incentives in the Recovery Plan to buy homes. Again, this will be geo-specific. What happens within communities in CA, FL, AZ and NV will likely be different from other part of the country.
Last time I looked at the rents in the CPI, they were flat to slighly up. I agree that this summer may be a good point to determine the future of rents.
I don't know where we will be over the next few months. The fact that fewer people may qualify or have the downpayment to buy a home will tend to increase the demand for rental units and could push rents up. Offsetting this will be lower interest rates and other incentives in the Recovery Plan to buy homes. Again, this will be geo-specific. What happens within communities in CA, FL, AZ and NV will likely be different from other part of the country.
Jersey, good points. Thanks for your blogs.
Jersey, I agree with you on conventional wisdom. In other words, forget about conventional wisdom when you are making any major decision, including whether or not you should buy a house. As I said, one good thing about the blog is that it may encourage consumers to run the numbers and study the real estate market versus relying solely on what the real estate agents tell them.
As I also said, there would be geo-specific consideration relating to supply, demand and other market factors. I am aware of landlords passing on additional costs to renters in some areas (e.g., in the Chicago area). This could certainly be the case in most markets if you are running the numbers over a ten year period.
One costly mistake I have seen is that prospective home owners fall in love with a property and want it at any cost. Going into a purchase, you need to treat this, in my opinion, as a business transaction. Offer what you think is a good deal for you based on factors such as location, cost of renovations, what you can afford, the situation of the seller, the economy, available inventory, etc. If they don’t accept your offer, move on to the next property. By the way, you won’t be very popular with the real estate agents.
If you can’t find a great deal to buy and if non-economic factors are not very important to you, then find a good rental opportunity.
As I also said, there would be geo-specific consideration relating to supply, demand and other market factors. I am aware of landlords passing on additional costs to renters in some areas (e.g., in the Chicago area). This could certainly be the case in most markets if you are running the numbers over a ten year period.
One costly mistake I have seen is that prospective home owners fall in love with a property and want it at any cost. Going into a purchase, you need to treat this, in my opinion, as a business transaction. Offer what you think is a good deal for you based on factors such as location, cost of renovations, what you can afford, the situation of the seller, the economy, available inventory, etc. If they don’t accept your offer, move on to the next property. By the way, you won’t be very popular with the real estate agents.
If you can’t find a great deal to buy and if non-economic factors are not very important to you, then find a good rental opportunity.
In regard to rental rates, I’ll need to go back and review the info for consideration of likely rental rate movements. This would obviously be geo-specific based on supply, demand and other market factors.
When anyone could get a mortgage and buy a home, rental rates in many communities were soft. With stricter lending/mortgage requirements, demand will increase for rental units and rates may increase in some community.
I don’t recall if the author considered rent escalation. As many renters have experienced, all or part of the increases in the owner’s property taxes and insurance will normally be passed on to the renter.
While not mentioned in the blog, renters normally don’t avoid all maintenance costs. Also, from my observations, renters tend to incur higher moving expenses as their rental decisions tend to be more short-term.
Don’t underestimate the non-economic value of owning a home.
My school district comment relates to be getting situated for when the kids are ready for school (if you choose public education). You are right that you can rent and get the same. Although in my experience, great school district tend to be in heavily owner-occupied communities, and rentals come at a premium.
When anyone could get a mortgage and buy a home, rental rates in many communities were soft. With stricter lending/mortgage requirements, demand will increase for rental units and rates may increase in some community.
I don’t recall if the author considered rent escalation. As many renters have experienced, all or part of the increases in the owner’s property taxes and insurance will normally be passed on to the renter.
While not mentioned in the blog, renters normally don’t avoid all maintenance costs. Also, from my observations, renters tend to incur higher moving expenses as their rental decisions tend to be more short-term.
Don’t underestimate the non-economic value of owning a home.
My school district comment relates to be getting situated for when the kids are ready for school (if you choose public education). You are right that you can rent and get the same. Although in my experience, great school district tend to be in heavily owner-occupied communities, and rentals come at a premium.
The linked info is good from the standpoint of encouraging people to crunch the numbers before jumping into a major investment. While the blog touched on house appreciation scenarios, it didn’t really get into expected movement in rental rates.
Also, most consumers make the decision on the basis of owning a home for life style/enjoyment purposes versus buying a house for investment purposes. From the owning a home perspective, the life style/enjoyment factors could include the freedom to improve the property (e.g., renovate a kitchen), elimination of the uncertainty of having a landlord in the equation (e.g., selling the rental property), getting established in a good school district, and an overall greater sense of ownership in the community.
Also, most consumers make the decision on the basis of owning a home for life style/enjoyment purposes versus buying a house for investment purposes. From the owning a home perspective, the life style/enjoyment factors could include the freedom to improve the property (e.g., renovate a kitchen), elimination of the uncertainty of having a landlord in the equation (e.g., selling the rental property), getting established in a good school district, and an overall greater sense of ownership in the community.
re: Never pay off your house?
Posted by Edge on 3/11/09 at 2:08 pm to Colonel Hapablap
quote:
excuse me, I used the wrong word. Your house is not an INVESTMENT.
My house purchases have been investments and, more importantly, they have contributed to "quality of life."
re: "Mark To Make Believe"
Posted by Edge on 3/5/09 at 11:49 am to LSURussian
quote:
MtM doesn't work in the panic mode market we're in as it does in a traditional market environment.
I agree.
quote:
I think you would see a minimal rally followed by further obfuscation of balance sheets, and increased investor skepticism. I see the argument/disadvantage to some mark to market related things, although I still believe that is an auditor/enforcement issue as opposed to a pure statement issue. I almost wish they would change it just to show that changing it now makes almost no difference.
Some of the traders interviewed on CNBC today were expecting a surge in financials with relaxation of M2M. It’s anyone guess.
I have not kept up with disclosure requirements around the impaired assets, but my guess is that this reporting needs to be expanded. For example, I believe Allstate’s write-down of its investment portfolio was in the $16B range, nearly four times larger than its Katrina losses which were approximately $4B. Regardless of what is decided with M2M, I doubt that readers of financial statements will have adequate information on asset values to make sound investment decisions. Investor uncertainty will not help the market.
re: "Mark To Make Believe"
Posted by Edge on 3/4/09 at 9:20 pm to LSURussian
The debate on M2M goes on!
Regardless of your position, do you believe that the market/financials will get a nice pop if M2M requirements are relaxed (e.g., modified to reflect “hold to maturity” value in an “orderly” market)?
Regardless of your position, do you believe that the market/financials will get a nice pop if M2M requirements are relaxed (e.g., modified to reflect “hold to maturity” value in an “orderly” market)?
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