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Registered on:1/4/2017
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re: Plan for Wednesday at Masters

Posted by spaceranger on 3/24/25 at 12:13 pm
did wednesday last year
merch shop wasnt open when they opened the gates, so had to come back later. I bought a booksack so i just put everything i bought in it and carried it on my back. Not really an inconvenience at all. The merch lines go pretty damn fast. it looks like it would take 2 hours but we waited for like 20 minutes

We just walked the course from hole 1 through hole 18. I would reverse that and start on the back- lots of people head to amen corner/16 and it gets packed over there once people actually get in the gates. Front 9 was wide open first thing and then pretty much stayed that way except for holes some of the more popular guys were on

Watching the par 3 kind of sucks IMO. There are some cool spots to go sit and see them hit shots, but didnt really find sitting in one place to watch was really worth it. I walked around the whole par 3 course just to see everything and say i did it, but the main course is dead during the par 3, so i just walked it again without people in the way

Bring a camera- phones are not allowed during practice rounds

re: Timing a buy-in of 200K

Posted by spaceranger on 3/11/25 at 2:07 pm
quote:

What is happening April 2nd?

Because on April Fools Day, Trump is gonna say "Gotcha!" and the markets are going to take off the next day

re: Ghost of Tsushima

Posted by spaceranger on 3/5/25 at 8:29 am
quote:


I’m one of the ones who downvoted your take, and I probably wouldn’t have if you’d stopped at “the third act drags a bit” because I’d probably agree with you. Especially if you’ve 100% the game up to that point, you’re pretty OP and maxed out by the end of Act 2.

That said, claiming the game needs less content is a bit ridiculous. Side content is always optional and 100%-ing a game is a choice not suited for everyone.

i can get behind that :cheers:

re: Ghost of Tsushima

Posted by spaceranger on 3/4/25 at 10:04 pm
quote:

Or…and hear me out…it’s okay for everyone to have a difference of opinion on game quality

How about you tell that to everyone hating on my different opinion

re: Ghost of Tsushima

Posted by spaceranger on 3/4/25 at 5:04 pm
quote:

You can just skip the side missions.


if it was as great a game as everyone here is trying to say it is, i wouldnt have to skip half the game for it not to be repetitive and have the skill points/supplies matter

re: Ghost of Tsushima

Posted by spaceranger on 3/4/25 at 12:12 pm
i just finished my first playthrough of the story on this game yesterday, and for $29 it is worth it

BUT
holy hell does it just drag on forever. You cant skip the cutscenes on your first playthrough apparently, which obviously doesnt help. It took me almost 3 months to beat. Theres so much shite to do and it is just so repetitive. It shouldve been about half the content that it is. By the last third of the game all the skill points and supplies you pick up are for jack shite and you are just hoping the game ends
quote:

Wait, what ? Really ? I've never heard this ?


yep!
irs.gov- Capital gains and losses

Looked into it a little further and turns out Long Term Capital Gains tax is 0% if your taxable income is less than $47k if you file taxes as single and $94k if you file as married and joint.

Seems like if you retire/dont work/have work defer your salary, you can sell those stocks with profit up to those limits and pay $0 in taxes. Would have to be mindful of dividends/interest and any other taxable income you have, but that seems like a viable workaround.
how does one take gains from something like that and minimize the tax effect?
529 Plan: What it is, How it works
quote:

The money in a 529 plan grows tax-deferred until it is withdrawn. What's more, as long as the money is used for qualified education expenses as defined by the Internal Revenue Service (IRS), withdrawals aren't subject to either state or federal taxes. In addition, some states may offer tax deductions on contributions


Also, per the gift tax, an individual is allowed to gift up to $19k tax free in 2025. Couples who file taxes married and jointly can gift up to $38k per year as of 2025
quote:

Every time this thread pops up, I always say AAPL. Up about 1,100% since I first started buying in 2009 at $100


its up 6000% as a hold since Q1 2009
Surprised nobody has said Google, IBM or Microsoft

re: Glacier National Park in June

Posted by spaceranger on 1/29/25 at 10:08 am
girlfriend and i did Glacier last August. Its gorgeous. I originally started planning the trip as staying in whitefish and going into the park for just a couple days. It quickly turned into us staying in the park every day and then only going to whitefish for a night to do dinner

Can only recommend what we did. Theres a little lodge called Village Inn at Apgar which sits on and overlooks Lake Mcdonald, that i would absolutely stay at for a night or two. Then as previously mentioned, definitely go stay in Many Glacier on the other side of the park and get a room that overlooks Swiftcurrent Lake. That stay is a little more expensive, but worth it. Finding a room can be tough, but if you check one day and everything is booked, check back periodically, as things do open up.

As far as hiking, i would check out trails youre interested in online. Lots of great reviews and descriptions of how far and difficult the hikes are. We did these-
Avalanche Lake on the east side- about as easy as it gets, but crowded
Hidden Lake from Logan Pass- easy, but crowded if you just go to the overlook. Lots of steep elevation change, but much much less crowded if you go all the way down to the lake
Highline Trail also at Logan Pass- very long trail and you can get great views only doing part of it. Hope you arent afraid of heights
From Many Glacier you can hike (or take the ferry if you get in line for a spot, we just hiked) to Lower/Upper Grinnell, which will bring you around Swiftcurrent and Lake Josephine. Grinnell can be crowded, but the hike was not particularly difficult. Lake Josephine was peaceful because nobody really stopped there, as its kind of a stepping stone to Grinnell.
Iceberg Lake mentioned earlier is supposedly very pretty, but is a very long hike. Our long hike was Cracker Lake from the Many Glacier hotel. these are something like 12 mile hikes, and ours had something like 15k feet of elevation change. You can take a horseback our to Cracker Lake, but we hiked it. You will most likely be alone on this hike, and it can be difficult to see your surroundings through all the brush, so can be a little scary. Had a bear pop out like 30 yards in front of us on the path, look at us, then just keep going.

If hiking isnt yalls thing, be sure to drive Going to the Sun Road. It gives you a very scenic view of the park. There are pulloffs at different places and trailheads, but parking is very difficult because of limited spots. I would suggest at least walking up to the Hidden Lake Overlook though. Its a bunch of stairs, but all on a wooden path and easy. Offers great views for very little effort. It was cold and windy for us so be prepared!
did yall read the whole thing? its just games

quote:

federal law prohibits real money sports betting while in the air

was pretty cool how they have the actual fairway, rough and sand surfaces for them to hit off of.
They should add in the tiger woods video game heartbeat effect for when a player hits a good shot. The machine has to know if its going to end up close

re: Roth for 18yo

Posted by spaceranger on 12/18/24 at 9:22 am
lots of good, reasonable responses saying some type of S&P 500 fund. That would certainly work out well.

But, at 18, i personally think its worth it to take some "risk" and get into some individual stocks as well. Young people are a good source of info when it comes to companies their generation buy from/support and like to use. Seems worth a try to say hey go do a little research and give me a list of 3-5 companies youd invest in. When i was that age, it was Apple and Google, then Tesla a little later down the line.

i know beating the market is nearly impossible, but at 18, i see no reason not to try, at least with some of the portfolio

ETA: also when i was that age, it was 2009, so had it was really hard to pick something that didnt do well

re: Tesla at 400.

Posted by spaceranger on 12/11/24 at 10:22 am
aaaaand ive begun to form another position in it. its in my Roth, so i wont be able to actually touch it for 33 years. will allocate some every once in a while to it to build it up. got to stop trying to be cute and time the market :spank:

re: How low will ibm stock go....

Posted by spaceranger on 12/11/24 at 10:18 am
quote:

Long term it's going nowhere good


oops lol

quote:

I'd consider TSLA, AMZN, and GOOG. Read into Bitcoin and Etheruem too


kick save and a beaut

re: Tesla at 400.

Posted by spaceranger on 12/10/24 at 9:18 am
ended up taking profits and selling my position recently after the big election bump at around $340-350 a share. Ive been in and out of this stock a few times now with what i would consider great success and was expecting another sharp downturn after the sharp increase, as this stock typically operates. it did go down slightly to the lower 300's, but obviously did not stay there :lol:

Will it come back down? history and rationality indicate it should, but this stock has never been rational. My original plan was to sell half my position and let the other half ride, but i did not have diamond hands, just wet paper towel hands. This could be a good strategy for you, playing with house money so to speak

Very hard to time the market, especially with this stock. but its volatility makes the reward very sweet if you pull it off
However, you cant go broke taking a profit
quote:

Can we call the next four years, "The Reckoning?"


With how young people turned out to the polls and who they voted for, id say its going to be more than just these next 4 years

re: Anybody taking profits?

Posted by spaceranger on 11/12/24 at 9:41 am
Sold half my position in TSLA yesterday. Letting the other half ride the wave on out for a bit
Probably sitting on that cash for a little to see if there are any dips somewhere between now and end of year