jallem33

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I went last summer. I would say it depends on when you are playing. If your rounds are in the morning, I’d stay around Big Cedar. If your rounds are in the afternoon, I’d stay near Payne’s Valley. All three courses are roughly 20 min away from Big Cedar Lodge. Not a huge deal, just remember to space out any reservations, so you have plenty of time to get there. The shuttles can take you back and forth regardless of where you are staying, but they were sometimes very slow to pick us up.

We ate at the following and would recommend all three.

Mountain Top Grill (Paynes Valley)
Osage (Top of the Rock)
Wormans House (Big Cedar Lodge)

Bars:
Arnies Bar (Top of the Rock)
Buffalo Bar (Top of the Rock)
Bat Bar (Top of the Rock)
Devils Pool Bar (Near Big Cedar)
Mountain Top Grill Bar (Paynes Valley)

Golf Courses:

I would say all three courses are very nice.

As advertised, Payne’s Valley’s 19th hole is pretty spectacular. The golf course was more resort style, but more player friendly and very nice.

Ozark National was the tougher of the three courses, imo. Beautiful and well manicured. It will definitely test you, but very nice.

Buffalo Ridge was probably my favorite course of the three. While difficult, it was a little more forgiving than Ozark. Shot my best round there, so that may have had something to do with it being my favorite.

If you have time, play the par 3 courses too. Both are nice.

If you asked every guy in our group, you’d probably get a different order from each one. It’s a fun trip with tons to do. Hope this helps.

The Real Impact of The Perfect Storm
• Tax Returns
• Stimulus Checks
• Unemployment Benefits

How are these 3 things going to impact business over the next 5 months in this already challenging COVID-19 market?

Prepared by Frank Pastorino – Market Vice President Employbridge

#1 - Impacts of Unemployment Benefits

• Currently, workers who were making $15 per hour are collecting 60% of their wages via unemployment benefits = $360 per week

• $360 per week plus an extra $300 per week in Stimulus benefits for a total of $660 net each week through September 2021.

• Workers also get a tax break of paying no taxes on the first $10,500 (16 weeks of tax free money).

This means the average person collecting unemployment will be earning the equivalent of a pre-tax wage of $21.50 per hour by staying home.

#2 - Impacts of Stimulus payments

• The latest round of stimulus approved on March 11, 2021 gives each person making under $75,000 per year a lump sum of $1,400 for themselves or $2800 for couples and an additional $1,400 for each child or dependent. This will further incentivize unemployed workers to stay home rather than return to the workforce. A family of 4 will receive $5600 in a one lump sum payment.

• This is equivalent to a month’s net pay for a couple making $100k per year.

• This is also equivalent to $267 in weekly net income over 5 months (equaling $8.68 pre- tax
hourly wages)

• A company’s culture and benefits may help to retain personnel but to attract a reliable and capable workforce, the wages offered must be competitive. Right now, that means competing with unemployment and stimulus money even more than it means competing with other opportunities available to hourly workers. It will “Pay” to be unemployed.

#3 – Tax Returns
• In the most recent data provided by the IRS; In 2018 the average tax refund for earnings in the $25,000 - $49,999 income bracket in 2018 was $2,608.20.

That is equivalent to roughly 6 weeks of net pay for a $15hr worker.

LINK

• This is equal to pretax wages of $4.04 per hour or $161.45 per week over a 5 month period.

Adding it all up

Per week over a 5 month period – March to September

• Weekly Unemployment- = $660
• Stimulus check for a family of 4 = $267
• Tax Return refund = $161

Total weekly after tax income = $1,088

How does all of this break down to an hourly pre-tax wage?

• Unemployment $21.50
• Stimulus check $8.68
• Tax-refund $4.04

• Total equivalent pre-tax wages to stay on unemployment for the next 5 months = $34.22

Rascal’s Cajun Restaurant off exit 92. Fried Chicken is amazing. All you can eat at that.

I did a couple of times. He’s awesome and would recommend.

Check out the P90X tenderloin.

After waiting for food for over an hour and a half, we left. The kitchen couldn't handle the business, and the service was horrible. By the way, it wasn't even busy. There were empty tables all over the place, and it still took forever. The owner came by, once I told the server we were leaving, but he wasn't very apologetic. It was almost insulting, actually. I've always pulled for this place to succeed, but not sure they will. I've heard the same from others.

I went to a place called Shade's on the corner of 30A and Hwy 98 near Rosemary Beach. Very kid friendly, good food. They ask what game you are there to watch, and put you at a table where the game will be televised.

Old Florida Fish House - Sushi
Gravel Road- Grouper Sandwich
Georges
Stinky's
Firefly - Panama City Beach
Cantina Loredo - Sandestin

Firefly on beckrich, Saltwater Grill on Middle Beach/Hutchison Blvd., Shrimp Boat in Panama City across the bridge at the Marina. Broken Egg, Bonefish Grill are in Grand Panama Beach Resort.

Hope this helps

Chef Roy's in Rayne. Exit 87. Turn right off of the interstate, and it is on your left.