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What would the current healthcare situation in America be if Obamacare wasn't passed?

Posted on 3/26/17 at 12:53 pm
Posted by Street Hawk
Member since Nov 2014
3460 posts
Posted on 3/26/17 at 12:53 pm
Let's say Obama didn't pass his signature law and today the healthcare industry was exactly like it was pre-Obama. What would that look like? Would it have been sustainable in the long term? Would the Republicans still be trying to pass their own version of the law, or would they have preferred to not touch it and let the status quo continue?
This post was edited on 3/26/17 at 12:54 pm
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
71045 posts
Posted on 3/26/17 at 12:59 pm to
R's wouldn't touch it.

We'd have more nominally uninsured people, but fewer people facing financial barriers to access, since the older, more affordable plans with lower premiums and deductibles would still be available. (Gallup began tracking a question in 2001 where they asked people if they had gone without health care due to cost in the past year, and Obamacare increased the percentage of people saying yes.)
Posted by a want
I love everybody
Member since Oct 2010
19756 posts
Posted on 3/26/17 at 1:07 pm to
About where we are now.

People get sick and they go to the hospital. Whether poor people have "free" Obamacare or no insurance at all, healthcare is still very expensive and taxpayers are footing the bill.

Look at some of the projections pre-2008. They projected it would cost around $20,000 to insure a family of 4 today.
Posted by Gnar Cat21
Piña Coladaburg
Member since Sep 2009
16839 posts
Posted on 3/26/17 at 1:15 pm to
Well, I know I would still have blue cross as insurance if it hadn't been passed
Posted by texashorn
Member since May 2008
13122 posts
Posted on 3/26/17 at 1:18 pm to
quote:

People get sick and they go to the hospital

Obamacare's Medicaid expansion is linked to an increase in emergency room visits.

quote:

Look at some of the projections pre-2008. They projected it would cost around $20,000 to insure a family of 4 today.

Is that premiums only, or does that include the deductible? Apples and oranges.
Posted by Zach
Gizmonic Institute
Member since May 2005
112460 posts
Posted on 3/26/17 at 1:19 pm to
I'd have an extra 15K in my checking account. I'd probably go ahead and trade in my 5 year old Lexus for a new one instead of waiting till next year.
Posted by DawgsLife
Member since Jun 2013
58915 posts
Posted on 3/26/17 at 1:21 pm to
I don't know and neither do you. What point are you trying to make?

However, I think both sides agreed that a change was needed. But if the GOP had come up with the exact same plan, the Dems would be railing against it and the GOP would be defending it to their death. I am fairly certain of that based upon recent political norms.

i also know that there are many Dems saying it needs to at least be fixed. For once, I wish our political leaders would work together and put a finished product on the table leaving out stuff that panders to their constituencies and fringe groups.
Posted by GeauxxxTigers23
TeamBunt General Manager
Member since Apr 2013
62514 posts
Posted on 3/26/17 at 1:22 pm to
My insurance would be cheaper, which is the only thing I give a shite about
Posted by Antonio Moss
Baton Rouge
Member since Mar 2006
48309 posts
Posted on 3/26/17 at 1:22 pm to
Worse for the lower class

Better for the middle and upper classes
Posted by Clark14
L.A.Hog
Member since Dec 2014
19267 posts
Posted on 3/26/17 at 1:25 pm to
I don't think there is "free" obamacare.One has to have an income to qualify and the premium is adjusted to the income.

Welfare is for the unemployed and medicare and such...
Posted by DawgsLife
Member since Jun 2013
58915 posts
Posted on 3/26/17 at 1:28 pm to
quote:

People get sick and they go to the hospital. Whether poor people have "free" Obamacare or no insurance at all, healthcare is still very expensive and taxpayers are footing the bill.



We do agree on this point....putting all politics aside, and trying to be as honest as I can.

quote:

Look at some of the projections pre-2008. They projected it would cost around $20,000 to insure a family of 4 today.

Seems a bit high, however my personal policy costs about $535 a month with a $5,000.00 deductible. That is only for me. It is high no matter how you slice it. I have no idea what it would be for, for a family of three right now. It is just so hard to tell, because with insurance there are so many variables. (Premiums, co-pay, deductibles, etc.) You can get wildly different premiums depending on what exactly you want.
Posted by stuntman
Florida
Member since Jan 2013
9096 posts
Posted on 3/26/17 at 1:30 pm to
Can't say for sure.

However, the SCOTUS deeming it "Constitutional" for government to be able to compel us to do business w/ private companies, simply as a condition of our existence, probably wouldn't have happened.
Posted by DawgsLife
Member since Jun 2013
58915 posts
Posted on 3/26/17 at 1:32 pm to
quote:

Worse for the lower class

Better for the middle and upper classes


On a certain level I can agree with you. however, they could always go to the hospital and get care. Many would go to the emergency room for mundane things because they could get emergency care free.

I honestly don't know what type of policies are being offered to the poor right now. Even if someone is eligible to get their insurance completely free....what does that get them? I mean as far as co-pay...deductibles etc.

I would be curious to know if anybody knows the answer.
Posted by ddbnsb
Raised in New Orleans
Member since Dec 2005
3313 posts
Posted on 3/26/17 at 1:33 pm to
quote:

For once, I wish our political leaders would work together and put a finished product on the table leaving out stuff that panders to their constituencies and fringe groups.


Should that be how it always works?
Posted by DawgsLife
Member since Jun 2013
58915 posts
Posted on 3/26/17 at 1:33 pm to
quote:

I don't think there is "free" obamacare.One has to have an income to qualify and the premium is adjusted to the income.


I would think a mother working at a minimum wage job would probably get her policy at no cost, though. That would be free.
Posted by airfernando
Member since Oct 2015
15248 posts
Posted on 3/26/17 at 1:34 pm to
quote:

Let's say Obama didn't pass his signature law
Obama didn't pass any law. Congress passes law. The president signs it to enact the law (or doesn't).
Posted by DawgsLife
Member since Jun 2013
58915 posts
Posted on 3/26/17 at 1:34 pm to
quote:

Should that be how it always works?


Definitely should be the norm. But it rarely, if ever works that way. At least not for anything important.
Posted by DawgsLife
Member since Jun 2013
58915 posts
Posted on 3/26/17 at 1:35 pm to
quote:

Obama didn't pass any law. Congress passes law. The president signs it to enact the law (or doesn't).


He pushed for it and was the driving force behind it. Rightfully or wrongfully he will get the credit/blame depending on how you view it.
Posted by Clark14
L.A.Hog
Member since Dec 2014
19267 posts
Posted on 3/26/17 at 1:56 pm to
I looked into the plan for my daughter a few years ago when she fell on hard times.She did not qualify because she didn't make enough money.The site suggested welfare and such.

I looked into Cobra,but at $800.00 a month it wasn't an option..
Posted by DawgsLife
Member since Jun 2013
58915 posts
Posted on 3/26/17 at 2:03 pm to
quote:

I looked into the plan for my daughter a few years ago when she fell on hard times.She did not qualify because she didn't make enough money.The site suggested welfare and such.

I looked into Cobra,but at $800.00 a month it wasn't an option..


That's amazing. I guess medicaid is their answer, then. Really reasonable, I guess. It is probably better than a regular policy, which is also ironic.

I have no problem with welfare, food stamps etc as a whole. I want it to go to those who honestly need it. I see the problem more from fraud than with the programs themselves. I think if we could root out those that take advantage of the system, we could pay for the salaries of those we need to enforce proper compliance and probably make money to go back into the system. I honestly believe that fraud is rampant in these programs, though.

By fraud, I mean people getting money that do not need it...or people on the programs that are capable of working but don't....people like that.
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