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Started By
Message
Small tractor loan question: Good rate for ~$8000
Posted on 8/7/18 at 6:36 am
Posted on 8/7/18 at 6:36 am
What is a good interest rate for a loan for a garden tractor?
Totaling around $7000-8000.
Totaling around $7000-8000.
4
Posted on 8/7/18 at 7:18 am to Pectus
New or used?
Posted on 8/7/18 at 8:04 am to Pectus
If its used, lightstream is at 4.19%. Have it done in 2 yrs at tree fiddy. 
not kidding $350 is the pmt
not kidding $350 is the pmtPosted on 8/7/18 at 8:17 am to Pectus
New ag equipment generally has extremely good rates, so good that it often doesnt make sense to pay cash. First thing I would look at is financing through the manufacturer.
For used I have no clue.
For used I have no clue.
Posted on 8/7/18 at 9:07 am to rattlebucket
I second the lightstream loan. My rate is 2.84% for my truck.
Posted on 8/7/18 at 9:47 am to Finchboyz
I just bought a new Kubota L3301 and got 0% for 5 years. I think most of the manufacturers offer 0% financing.
Posted on 8/7/18 at 9:48 am to Pectus
^agree.
Kubota offers 0% down, 0% financing
Kubota offers 0% down, 0% financing
Posted on 8/7/18 at 11:13 am to rattlebucket
Is lightstream a type of loan, or a company that does these types of loans?
Thanks for the responses thus far!
Thanks for the responses thus far!
This post was edited on 8/7/18 at 11:14 am
Posted on 8/7/18 at 11:31 am to Pectus
quote:online lending division of suntrust bank
Is lightstream a type of loan, or a company that does these types of loans?
They typically have the best rates along with local credit unions and PenFed.
Posted on 8/7/18 at 11:40 am to bootlegger
quote:
0% down, 0% financing
Posted on 8/7/18 at 12:00 pm to Pectus
What flanders said. I have found they are super easy to deal with on smaller transactions when buying a used car/boat etc. You tell them what you are buying but they dont file a lien on the title.
If you are buying new the dealer can most likely give better rates.
If you are buying new the dealer can most likely give better rates.
Posted on 8/7/18 at 1:11 pm to rattlebucket
I bought my 2013 Kubota L3800 this past February and used River Reigon Credit Union in Lutcher.
1.9%
1.9%
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